Alternatives to Zai

Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay simplifies global go-to-market without writing a single line of code: - Integrate 300+ local payment methods across 50+ countries in minutes, not months. - Design a pixel-perfect checkout UI that balances local payment methods with your brand. - Deploy seamlessly across all platforms with powerful AB testing frameworks. - Launch customizable offers & incentives to boost customer retention. - Reconcile your transactions across multiple PSPs and get consolidated & customized settlement reports. - Track PSP performance across dimensions, and analyze buyer conversion across the funnel on a customized analytics dashboard. Juspay’s platform is everything you need to master payments – a future-ready stack built for global scale, higher conversions, and enterprise-grade reliability.

EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively inside ERP, CRM, or eCommerce platforms ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Improve security and reduce risk with PCI-compliance, encryption, tokenization, fraud protection, and certified by the PCI-Security Council ⎯ HOW IT WORKS IN YOUR ERP, CRM, & E-COMMERCE PLATFORMS EBizCharge integrates natively with your ERP, CRM, or e-commerce platform through certified software connections, so payments work directly inside the system you already use. ⎯ FEATURES • Email payment links • Recurring billing • Secure online customer payment portal • Securely save cards • EMV terminals • Mobile payments • Ability to surcharge • Dedicated in-house support

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing and fraud prevention tools. Here's how Mollie can help your business: – Accept online and in-person payments and manage everything on one platform. – Increase conversion with 35+ payment methods, including global leaders and local favourites. – Boost revenue and build trust with an optimised checkout flow built to convert. – Use an all-in-one dashboard to manage payments, get insights, access funding, and streamline accounting. – Get paid faster by sending payment requests and branded invoices in just a few clicks. – Access fast, flexible business funding up to 350k with transparent pricing and flexible repayments. Get started today with transparent pricing, no hidden fees, and no lock-in contract.

Spreedly, a platform for payments orchestration, is available on the App Store. Organizations that are rapidly growing, entering into new markets, trying to reduce their compliance burden or lowering payments costs, often find they cannot adapt their infrastructure in order to accept payments as their business requires. Our Payments orchestration platform allows customers to create a single integration and route transactions through virtually any combination payment services, without ever touching the card data of end consumers. Secure payment methods with a portable PCI compliant vault. Utilize our vast ecosystem of Spreedly payment services and third-party services to optimize and enable digital transactions. Connect to virtually any payment services via a single API, rather than building complex interfaces. Our experience with billions of transactions can help you improve your payment strategy.

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes >1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.

Make payments to your recipients from anywhere quickly and efficiently with Trolley, a cutting-edge payouts platform tailored for the digital economy. This all-in-one solution provides comprehensive tools for automating the entire payouts process. With the capability to facilitate payments in over 210 countries and territories, Trolley simplifies the complexities of global transactions. Automate the onboarding of recipients, manage payments, and ensure tax compliance all within a single system that prioritizes a smooth experience for users. Enhance the recipient journey by verifying identities and implementing top-tier service standards. Streamline the onboarding process, adhere to KYC regulations, and automate communications through a customizable, self-service platform. Trolley not only offers one of the most extensive global payment networks but also provides versatile payout choices, ensuring that you can execute transactions more swiftly than ever before. Leveraging Trolley means you can focus on growing your business while we handle the intricacies of payment processing.

BlueSnap's All in-One Accounts Receivable Automation solution is the best rated software solution for payment processing, billing/invoicing, recurring billing, and subscription management. Billing and Invoicing: Create stunning invoices using our powerful invoice editor, which is integrated into your accounting system. You can create a customer portal and allow automatic charging, payment collection, late fees, and payment collection. BlueSnap offers subscription management and recurring billing for fast-growing companies worldwide. You can enable trial periods, manage subscriptions, and prorate subscriptions. Payment Processing: BlueSnap can integrate with all types of payment solutions, including credit card payments, ACH and SEPA, as well as wires. We can handle partial payments, automatic failed payments retry, or automatic payment recovery.

The Inswitch Platform is a versatile, cloud-based embedded finance solution that allows businesses to seamlessly incorporate banking, payment processing, wallet functionality, card issuance, and international money transfer services through a single API. It caters to essential banking operations and digital wallet services, including top-ups and bill payments, as well as offering a variety of payment methods such as pay-in/pay-out options, virtual and physical card solutions with real-time authorization and personalized branding, and support for multi-currency transactions across Latin America, the U.S., and other regions. The platform also boasts essential features such as built-in compliance and security measures (including KYC/KYB, AML, and fraud management), real-time settlement and reconciliation processes, intuitive business intelligence dashboards, smart orchestration for managing financial flows, and a dedicated business portal for overseeing branded channels, regulatory rules, and analytics. In addition to these capabilities, the Inswitch Platform empowers companies to enhance their financial service offerings efficiently and securely.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Solidgate's Payment Orchestration Platform streamlines international transactions for rapidly growing companies. By offering a single integration point, businesses gain access to worldwide payment processing capabilities, local alternative payment methods, chargeback mitigation, fraud defense, and automated tax compliance. The platform facilitates effortless acceptance of credit cards, regional payment options, and bank transfers across various markets. Additionally, it includes integrated risk management features, ensuring that fraud prevention and chargeback handling are straightforward and efficient. Recognized by top organizations across the globe, Solidgate enhances tax compliance, improves payment processes, and boosts conversion rates, making it an exceptional choice for expanding businesses. Companies from Europe, Latin America, Asia-Pacific, and North America rely on our platform to optimize payment systems and lower operational expenses while navigating the complexities of global commerce. With Solidgate, businesses can focus on growth while we handle the intricacies of payment orchestration.

BANKSapi is an innovative platform that utilizes APIs for Open Banking and Open Finance, operating under a PSD2 license granted by BaFin in Germany. It offers a range of services including account aggregation (Account Information Service - AIS) for various types of accounts such as current, payment, savings, building society, custody, and loans, all accessible through a unified API. Additionally, the platform provides A2A payments (Payment Initiation Services - PIS) and advanced data analytics derived from account information to enhance user experience. For businesses looking for a quick launch, BANKSapi also offers customizable widgets that integrate a user-friendly interface with secure API functionality. Currently, BANKSapi is focused on serving the markets of Germany and Austria, aiming to expand its reach and capabilities in the near future.

A single platform. A dedicated partner. Endless global opportunities await. Unify your operations with our comprehensive end-to-end payment technology solution. Enjoy the full spectrum of services Nuvei provides without the hassle of switching providers. Indeed, we prioritize choice, adaptability, and redundancy in our offerings. Integrate us into your gateway infrastructure for accelerated growth and broader geographic reach, or utilize our complete platform to unlock maximum advantages. Benefit from our partnerships with over 200 global acquirers to seize every payment opportunity, enhance acceptance rates, and lower operational expenses. Elevate your payment processing capabilities through our remarkable flexibility and customization options. Begin processing transactions swiftly; our platform seamlessly connects with various gateways, partner platforms, and eCommerce plugins. Embrace everything Nuvei has to offer without needing to change your provider. Truly, we stand for choice, adaptability, and reliability in the payment landscape. By choosing us, you gain a partner dedicated to your success in a rapidly evolving market.

Experience comprehensive solutions for payments, data, and financial management all in one platform. Discover the financial technology system designed to help you achieve your goals swiftly. Seamlessly incorporate additional payment options and expand into new regions with local acquiring capabilities. Enhance customer satisfaction by leveraging insights from multiple channels. Obtain in-depth insights into your operations with consolidated global payment data accessible in a single interface. Safeguard your business by identifying and addressing fraudulent activities while ensuring real transactions remain unaffected. Streamline your financial processes and boost automation through our robust banking framework. This solution is particularly advantageous for platforms and marketplaces aiming to expedite user payouts in their chosen currencies, fostering trust and loyalty among users. Furthermore, the platform enables businesses to adapt to changing market demands with agility.

Enhance your transaction volume with a robust payments infrastructure while safeguarding your treasury by providing smooth customer experiences and comprehensive commerce solutions. Address market needs with attractive features that facilitate cross-selling across the entire banking ecosystem, all while maintaining strict compliance and security measures. Integrate new services like buy now, pay later, digital wallets, fraud prevention, and emerging payment options seamlessly, without the need for extra technical resources. In just moments, link to countless payment services within your Paydock dashboard, incorporating gateways, alternative methods, and various providers for fraud, identity verification, privacy, and authentication. Paydock’s consolidated dashboard simplifies a convoluted array of payment services, customer interactions, and transaction data into an organized interface that offers complete visibility, traceability, and security, empowering businesses to adapt quickly to changing market conditions. With this agile approach, you can not only keep pace with industry trends but also anticipate future demands effectively.

Verituity revolutionizes the concept of payouts by transforming them into valuable assets, offering timely and verified payments along with smart payment options, while simultaneously minimizing complexities, risks, and expenses. Our platform, built on a zero trust verification model, allows both banks and businesses to enjoy the benefits of secure digital payouts without needing a hefty investment in resources. This innovative solution enhances the speed, accuracy, and transparency of payouts, providing intelligent payment alternatives that further streamline processes and mitigate risks and costs. With Verituity's approach, payments are processed accurately the first time, ensuring the right recipient and account are targeted, which significantly decreases instances of fraud and errors while bolstering compliance with PII, PCI, and security standards. Additionally, our platform features dynamic policy automation and orchestration, enabling seamless execution of payout instructions and processing, thus ensuring a smooth experience for all stakeholders involved. This comprehensive system not only enhances operational efficiency but also fosters trust and reliability in financial transactions.

Enhance customer experiences by streamlining payment processes, safeguarding against fraud, and fine-tuning your payments strategy for optimal conversion while ensuring low ownership expenses through our comprehensive payments orchestration platform. Focus on refining each aspect of the payment journey, which includes improving the checkout experience, providing diverse payment options, and ensuring timely fund transfers to your bank account. Strengthen authentication processes, mitigate fraud and chargebacks, and seamlessly manage multi-acquirer environments. By orchestrating your payment setup, you can cut costs and elevate customer satisfaction. Our sophisticated, multi-layered fraud prevention framework is designed to significantly lessen the effects of fraudulent activities. With deep industry knowledge, cutting-edge machine learning techniques, an international team of fraud specialists, and fraud prevention strategies customized for each merchant, we achieve lower chargeback occurrences, reduced operational expenses, and enhanced acceptance rates. Ultimately, our solutions empower businesses to thrive in an increasingly complex payment landscape.

Alacriti's Orbipay Payments Hub is a cloud-native platform that adheres to ISO 20022 standards, aimed at modernizing and securing payment infrastructures for financial institutions. This innovative solution provides comprehensive payment orchestration across various networks, such as TCH’s RTP, FedNow Service, Visa Direct, Fedwire, and ACH, all within a cohesive and secure environment. With its microservices-based framework and open APIs, the platform allows for effortless integration with existing core, digital banking, fraud detection, and risk management systems, which streamlines deployment and enhances scalability. Furthermore, Orbipay features intelligent payment routing capabilities, enabling institutions to establish dynamic rules based on cost, speed, and reliability, thus optimizing transaction processing efficiently. In addition, its built-in fraud and risk management tools offer real-time monitoring and compliance checks, which bolster security and minimize operational risks. Ultimately, Orbipay represents a forward-thinking solution that empowers financial institutions to adapt to the evolving landscape of digital payments while maintaining high standards of security and efficiency.

An innovative API that facilitates split payments, adheres to PSD2 regulations, supports multiple PSP configurations, automates reconciliation processes, and includes readily available KYC features can significantly enhance your marketplace operations. Payaut empowers online platforms and marketplaces to manage payments seamlessly through any preferred PSP, handling everything from seller onboarding to the division of payments and payouts via a single API. With the ability to accept payments from a selection of over 100 payment methods, you can expand your reach on a global scale. Each transaction can be divided into your platform’s commission and the seller's fee, tailored to your specific requirements. The platform remains removed from the financial flow, ensuring compliance with PSD2 as payment providers settle directly with Payaut. Additionally, all incoming payment streams are streamlined into a consolidated payout for sellers or the marketplace. You can also maneuver funds within the Payaut ecosystem between marketplace and seller account balances, allowing for adjustments related to corrections or monthly charges, thereby optimizing overall financial management in your operations. This comprehensive solution not only simplifies payment processes but also enhances user experience and trust in your platform.

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system where businesses can manage payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, companies connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of Corefy is a powerful routing and cascading engine powered by 100+ attributes, including custom metadata. This allows businesses to define granular traffic distribution rules based on geography, BIN, currency, transaction parameters, risk signals, historical performance, or other custom conditions. Routing strategies can be adjusted without rebuilding infrastructure, enabling optimisation of approval rates, load balancing across providers, and more controlled risk management. Corefy also provides white-label capabilities for organisations launching or scaling their own payment products. The platform supports merchant account hierarchies, role-based access control, reporting, and operational tools needed to run payment businesses efficiently. For organisations that want to expand connectivity without complex migrations, Corefy offers Payment bridge — a lightweight extension layer that enables rapid rollout of new payment integrations on top of existing systems. The platform has processed over 1 billion transactions and powers dozens of active payment providers and platforms worldwide.

Payall Payment Systems provides specialized banking infrastructure designed to meet the diverse needs of the cross-border payments landscape for regulated financial entities. Their unified global platform streamlines processes such as compliance, risk management, and operational workflows, including KYC, KYT (“Know Your Transaction”), sanctions checks, and document collection prior to transaction execution. It is compatible with existing core banking systems and facilitates payment orchestration across various currencies, rails, and payout methods, such as bank transfers, mobile money, prepaid cards, cash pickups, and payments based on names or emails. Organizations can manage both individual and bulk global disbursements through API integrations or by uploading spreadsheets, catering to business-to-business, person-to-person, and government transactions. Payall assures real-time or near-instant settlement, enhanced audit transparency, reduced costs, and service accessibility for unbanked populations, ultimately driving inclusivity in the financial system. This innovative approach empowers organizations to streamline their payment processes more efficiently than ever before.

Cashfree is a B2B payment platform that allows businesses to collect and disburse payments using its suite of solutions, including: - Payment Gateway that offers advanced features such as Instant Refunds, Instant Settlements, and Card Pre-authorization. API Banking platform – Payouts used for bulk disbursals such as vendor payments, delivery partner payments and salary disbursals. Other options include UPI Stack, Marketplace Settlements, and Refunds Suite.

Hellgate® provides a flexible, modular payment orchestration platform built for enterprises managing complex and high-volume payment environments. It uses an infrastructure-first, cloud-native design that allows businesses to build and operate custom payment stacks on their preferred cloud providers, connected securely via VPC peering. The platform features provider-agnostic routing, version control for payment flows, network tokenization, and delegated authentication, alongside sophisticated failover mechanisms to ensure transaction reliability. Hellgate® supports PCI DSS-compliant card data vaulting, network token provisioning, issuer enrichment, and advanced risk data services. Real-time monitoring and flexible APIs give organizations full visibility and control over their payment processes. By removing transaction fees and vendor lock-in, Hellgate® empowers enterprises to innovate without constraints. Its enterprise-grade SLAs guarantee performance and scalability. Overall, it is an ideal solution for businesses requiring secure, compliant, and customizable payment infrastructure.

Engage with a complete array of payment options tailored to your customers' needs. Accelerate your launch, minimize transaction expenses, and enhance your profitability. Provide a checkout experience that is mobile-friendly and regionally adapted, incorporating all preferred payment methods. Boost your conversion rates through a universal checkout system. Choose the user interface that best aligns with your preferences and those of your clientele. Designed to work seamlessly across all devices, our platform offers various checkout solutions, including hosted payment pages, drop-in widgets, payment links, invoices, mobile applications, and APIs. You can easily personalize your checkout process in just a few straightforward steps. With access to over 300 payment methods—encompassing cards, digital wallets, bank transfers, and cash—we cover all bases. Select your payment methods tailored to individual market needs with our zero-code integration solution. Alleviate compliance challenges for your business while ensuring secure transactions. Our payment gateway integration meets the highest security certification standards to keep your operations safeguarded. Experience robust enterprise-grade security while you create custom workflows based on your specific needs through a simple drag-and-drop interface. Every feature is crafted to enhance the overall payment experience for both you and your customers.

Our comprehensive and interconnected infrastructure, designed for seamless transactions across various countries and operators, combined with a specialized suite of intelligent services, is set to enhance your performance and return on investment significantly. With our mobile money-driven neobanking platform, managing finances becomes effortless through secure and straightforward transactions right from your smartphone. Embrace the transformation today with our multi-operator payment system that supports mobile money and payment card transactions. Our compliant mobile payment technology ensures safe cross-border transactions while adhering to anti-money laundering and counter-terrorism financing regulations. Enhance your global payment processes now with our innovative solutions. We equip our clients with the most advanced, secure, and effective payment instruments and expert guidance essential for fostering, safeguarding, and flourishing in their business endeavors. Confront payment-related challenges directly in our region to generate value and stimulate growth within the entire economic landscape. Our services cover payment aggregation, including mobile money, bank cards, bank account transfers, checks, and cash, while also addressing mobile money infrastructure and cryptocurrency payment solutions. Discover the future of payments with us and elevate your business to new heights.

A sophisticated payment management solution designed for a wide array of online enterprises, encompassing banks, payment processors, financial organizations, and e-commerce platforms. Key Features: 1. Complete PCI & GDPR compliance ensures we can offer top-tier security for funds, data, and systems, safeguarding all transactions effectively. 2. In-depth Analytics: gain access to extensive financial reports, statistics, and visual representations that concisely encapsulate essential data. 3. Integration with Processors: a unified API connection creates a seamless technological framework among our platform, businesses, and numerous payment service providers, including leading credit card acquirers, alternative payment options, digital wallets, banks, and key financial entities. 4. Cost Transparency: our solution meticulously outlines all processing fees or commissions tied to payments, regardless of the number of service providers involved, allowing businesses to have a clear overview of all operational expenses, which aids in accurate account management and reconciliation. 5. This comprehensive approach not only enhances operational efficiency but also builds trust with clients by ensuring they are fully informed of all transactions.

Priority Commerce presents a comprehensive commerce platform aimed at optimizing revenue and promoting growth through its Priority Commerce Engine (PCE). This platform consolidates various financial services, empowering businesses to efficiently collect, store, lend, and transfer funds. Utilizing tools such as MX Merchant, users can manage billing, sales tracking, and customer interactions in one place, ensuring same-day funding across diverse payment methods like cards, ACH, and cash. Additionally, Priority Commerce accommodates a range of fee-based solutions, allowing for tailored payment processing that meets the unique demands of different businesses. For developers and independent software vendors (ISVs), Priority offers secure and feature-rich APIs that integrate effortlessly into applications, providing low-code or no-code options to accelerate development. Moreover, it automates banking operations, boosts financial transparency, and implements strong security protocols to mitigate fraud risks. This integrated approach not only enhances operational efficiency but also supports businesses in adapting to the evolving marketplace.

Payrails, a payment operating system, helps businesses of any size to manage their financial operations and payments more effectively. The platform offers a single API for businesses to connect with a variety of payment providers including PSPs and fraud providers.

Business transactions can often be cumbersome, leading to wasted time, depleted resources, and potential loss of customers. Our API payment infrastructure streamlines the process, enabling you to effectively automate and integrate payments into your operations. This not only enhances operational efficiency but also serves as a catalyst for revenue growth. You can automate various B2B payment processes such as receivables, payables, collections, and disbursements with ease. By doing so, you will optimize your team's productivity and lower operational expenses. Place payments at the core of your platform, workflows, and customer interactions to truly transform your business. Our solution allows for seamless access to payment schemes across the UK, EU, and international markets, as well as card services, all within your existing software. We provide the essential payment infrastructure you need to develop a leading banking or payment service. With our platform's support, you can accelerate growth and expand your reach. Additionally, securely disburse loans and manage repayments effortlessly into segregated accounts in real-time, around the clock. Ensure your workers are paid promptly and consistently, benefiting from a real-time overview of cash flow, instant emergency payments, and strong approval mechanisms in place. By leveraging our comprehensive solution, you can redefine how payments are handled in your organization.

Akurateco's Payment Orchestration Platform, a white-label solution that allows users to own the PCI DSS gateway from start to finish, is brandable. The platform offers more than 170 connections to banks and payment methods around the globe. The platform supports all transaction-based flows and has a single integration approach that allows clients to manage all of their payment channels in one place. This allows clients to reduce transaction approval rates and optimize payment processing costs. Your own payment gateway in 7 business days. No additional third-party processors and minimum time to market. There are many connectors. There are 170+ connectors available. It is easy to customize and has a friendly interface. Multiple options for branding your system and payment pages

PayU is a payment processing platform that offers hundreds of payment methods to choose from and multiple checkout experiences, meant to drive approval and conversion rates higher. Leading to increased sales levels, customer trust, brand attachment and loyalty, without having to worry about payment operational and technical complexities, you’ve come to the right listing.

Usio is a comprehensive payments platform that enables businesses to accept, process, and distribute payments via a singular, cohesive infrastructure accommodating various payment methods and workflows. This platform offers an extensive range of payment functionalities, including processing for credit and debit cards, ACH transfers, issuance of prepaid cards, and various disbursement channels such as real-time payments, push-to-debit, and checks, all aimed at facilitating secure and efficient monetary transactions across multiple platforms. Designed with embedded payments in mind, Usio allows software developers and enterprises to seamlessly incorporate payment capabilities into their existing systems through adaptable APIs, thereby minimizing barriers and enhancing the overall user experience. In addition to its core services, Usio provides payment facilitation, electronic billing, and hosted payment pages, complemented by other offerings such as document creation, printing, and mailing, culminating in a robust end-to-end solution for financial operations. The integration of these diverse services positions Usio as a versatile partner for businesses looking to streamline their payment processes.

Streamline your payment transactions across various borders and channels effortlessly. Utilizing payment orchestration is the optimal strategy to integrate the most effective acquirers, payment service providers, cards, or alternative payment options in diverse markets that cater to distinct customer preferences. Enhance your customers' payment experience by allowing them to choose their preferred payment methods. Roll out a cutting-edge payment solution across all your digital platforms and markets within just a few weeks. Simply choose the cards and alternative payment options that align with your customers' needs. Improve conversion rates through advanced offerings like saved cards, installment plans, or recurring payment options. Tailor the fraud detection process to target fraudsters while protecting legitimate customers. Our payment ecosystem already encompasses a wide range of payment choices necessary for optimizing transactions in every local market and providing access to the most popular payment methods available. By leveraging these tools, businesses can not only enhance operational efficiency but also foster customer loyalty through a seamless payment experience.

IPification is designed to provide immediate user access while ensuring security comparable to banking standards, offering authentication methods that extend beyond conventional SMS, Header Enrichment, and USSD. With its efficient and secure mobile identity verification, consumers can enjoy your product without compromising their online security. The streamlined onboarding and usage are enhanced by zero-click login and registration processes. The service utilizes trusted protocols for confirming users' identities based solely on mobile network data, effectively preventing data leaks by not collecting sensitive app or device information. This zero-click functionality ensures that login and registration processes maintain both top-tier security and optimal user experience. By simplifying authentication, IPification enhances onboarding, payment, and app interactions without requiring any action from the user. Every login and registration can be executed smoothly, regardless of the device, browser, or browsing mode being used, enhancing overall convenience and efficiency. Additionally, this approach fosters a secure environment that encourages user engagement and satisfaction.

Dots offers a comprehensive global payouts solution designed for contemporary enterprises. Whether you operate a marketplace, gig economy platform, or an app for creators, we simplify the intricacies of compensating contractors, affiliates, and suppliers internationally. Through a single platform, you can facilitate immediate payments to more than 190 countries utilizing over 300 payment methods, including ACH, PayPal, Venmo, Cash App, cryptocurrency, and various local options in regions like Asia, Africa, and Latin America. Our customizable onboarding process streamlines identity verification, conducts sanctions checks, and automates the collection of tax documents (such as W-9s, W-8BENs, and 1099s), ensuring you remain compliant without the hassle of excessive paperwork. Serving businesses that manage over $1 billion in transactions to more than a million payees, Dots effectively minimizes onboarding challenges by 20-40% while transforming traditional payment processes with real-time fraud detection and immediate fund transfers. Additionally, our platform empowers businesses to focus on growth rather than the complexities of payment logistics.

Effortlessly integrate global payment solutions through a singular API that harnesses the power of advanced AI and machine learning technologies. Enhance your conversion rates, minimize chargebacks, and foster authentic connections with your customers. Our intelligent system efficiently directs transactions to the most suitable acquirer, guaranteeing smooth acceptance every time. Elevate your payment strategies with customized, efficient processes that lead to impressive conversion rates. Wave goodbye to chargebacks and fraud, as our state-of-the-art technology safeguards your business by keeping disputes and malicious actors at bay. Expand your payment capabilities globally and positively impact your financial performance. Effortlessly handle card transactions worldwide while benefiting from affordable local alternatives. Unleash growth potential for your enterprise by utilizing our deep knowledge in online payment processing. Collaborate with a trusted team to enhance your service offerings and cultivate stronger relationships with your clients, ultimately driving business success. Moreover, this partnership can lead to innovative solutions that adapt to the ever-evolving market landscape.

Gattera delivers an intelligent payment orchestration solution tailored for merchants that can’t rely on traditional gateways. By aggregating multiple PSPs into one unified API, Gattera lets businesses route transactions dynamically based on predictive success rates, gateway costs, regulatory requirements, and per-market performance. Its routing engine automatically handles multi-gateway logic, decline recovery, cascading retries, and failover to maintain frictionless checkout experiences even when a PSP underperforms. Merchants gain full control over risk segmentation—keeping clean traffic on low-cost processors while directing higher-risk flows to tolerant acquirers. Offering support for cards, crypto, wallets, and bank transfers, Gattera helps merchants align payment methods with buyer preference in every geography. Its analytics and reconciliation modules consolidate data across providers, allowing teams to evaluate fees, auth rates, chargebacks, and latency in one place. Businesses can add or replace PSPs instantly without touching checkout code, ensuring operational agility and resilience. For industries with unique challenges—such as iGaming, adult entertainment, and alternative merchants—Gattera provides a purpose-built orchestration layer that improves approvals, lowers costs, and simplifies global expansion.

IXOPAY serves as a versatile payment orchestration platform that enhances the independence and flexibility associated with online transactions. It offers a range of intelligent payment alternatives for consumers while featuring an acquirer-agnostic PCI Vault that enables efficient smart routing and sophisticated risk and fraud management, all backed by centralized reporting, settlement, and reconciliation. This comprehensive solution allows for a detailed representation of the entire transaction lifecycle with customizable technologies tailored to specific needs. Designed for white label clients and large-scale merchants, IXOPAY stands out as a top-tier, highly scalable, and PCI-certified platform. Its modern architecture is not only easily extendable but also incorporates intelligent routing, cascading capabilities, and cutting-edge risk management features, together with streamlined reconciliation and settlements. Furthermore, IXOPAY facilitates plugin-based integration with various acquirers and payment service providers, ensuring maximum adaptability in a rapidly evolving digital landscape. With its fully PCI-compliant card vaulting and robust tools for transaction monitoring, reporting, post-processing, reconciliation, and settlements, IXOPAY positions itself as a leading choice for businesses aiming to optimize their payment processes.

Ivy serves as an integrated financial infrastructure platform that facilitates rapid money transfers akin to internet speed by merging both payment and banking functionalities into a single solution, allowing businesses to receive, hold, send, and convert funds between fiat currencies and stablecoins through a unified API. This platform offers real-time account-to-account payments, enabling merchants to obtain funds instantly from customers’ bank accounts, thereby decreasing their dependency on cards, digital wallets, or intermediaries, which helps improve profit margins and eliminate the issue of chargebacks. Ivy encompasses a range of products, including instant payment options, multi-currency accounts complete with local IBANs, stablecoin settlement capabilities, and real-time payouts that directly transfer funds to customers' bank accounts. Additionally, Ivy’s architecture links both domestic and international fiat payment systems with leading blockchain networks, facilitating smooth transitions between fiat and stablecoins, which empowers businesses in the global market and the cryptocurrency sphere to efficiently handle deposits, withdrawals, settlements, and conversions while ensuring compliance with regulatory standards. Ultimately, Ivy's comprehensive system caters to the evolving needs of modern businesses in a fast-paced financial landscape.

Don't allow the limitations of a few payment providers, chaotic reporting, and compliance challenges to hinder your expansion. Address all payment-related issues and safeguard your future with a unified integration solution. Effortlessly link to over 110 payment gateways and 50 different methods across more than 100 currencies. Utilize a single interface to oversee and enhance every aspect of your payment processes, while benefiting from Rebilly’s advanced vaulting technology and robust enterprise security that ensure your transactions are secure, PCI compliant, and resilient for the future. Say goodbye to the constraints of gateway lock-in and the struggles of scaling your operations. With your data organized and secure in one location, you're empowered to grow into any market, adopt any payment method, and venture into diverse industries and business models at a moment's notice. Achieve more profitable transactions, maximize the lifetime value of your customers, minimize fraud risk, and make informed decisions thanks to a more efficient workflow. Embrace the future of payments and take control of your growth journey without the usual hurdles.

Navigating the complex and often disjointed landscape of commerce-related services can be a daunting task for both merchants and software platforms alike. Shuttle stands out as the premier destination for accessing top-notch services while also serving as a bridge to connect them seamlessly. Discover and link up with services designed to cut costs, foster growth, and enhance cash flow for businesses. With the Shuttle Platform, software vendors can safeguard the future of their payment systems by integrating with leading payment providers and tapping into new revenue streams from transactions. It offers all the necessary features for software to implement payment solutions, all while delivering additional value to merchants. The Shuttle Marketplace and Apps are designed to empower businesses to maximize sales while minimizing expenses by ensuring they access the most suitable payment services and technology partners, facilitating connections wherever feasible. Furthermore, our revenue-based financing options are tailored to speed up your business expansion, and our robust fraud protection measures help mitigate risks and prevent financial losses. By leveraging Shuttle’s comprehensive ecosystem, businesses can thrive in an increasingly competitive market.

Payabli serves as an advanced payments infrastructure tailored for software companies, enabling them to seamlessly embed and monetize payment solutions. By providing a singular, integrated API along with a robust infrastructure stack, it empowers SaaS platforms to effectively manage their payment operations. Our extensive strategic support, combined with API-first functionalities, allows partners to create outstanding payment solutions that integrate smoothly into their product experiences, facilitating an easy process for merchants to receive payments from their customers. This platform supports various payment types, including one-time charges, recurring payments, and scheduled transactions, while also allowing for the saving of payment methods for future transactions. Additionally, it streamlines the invoicing process for customer payments and enables businesses to manage all outgoing payments to vendors and suppliers effortlessly. With managed payables and on-demand payout options, we guarantee that all vendors receive their payments securely and punctually. Payabli stands out as your comprehensive API-first payment technology backbone, offering a diverse array of solutions to cater to your specific requirements and enhance your business operations. Our commitment to innovation ensures that your payment processes remain efficient and effective.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

Monite empowers neobanks, B2B SaaS providers, and various platforms to deliver compliant AP Automation and invoicing solutions to their clients. The advanced features offered by leading specialized providers are designed to be API-first and seamlessly integrate with your existing interface. Clients can manage all incoming bills centrally, collaborate on approval workflows, and enable employees to settle invoices using cards or other payment options, among other functionalities. They have the ability to send proposals and invoices to their customers, receive payments online, and access detailed analytics. Additionally, features such as custom invoice design, automated reminders and dunning processes, as well as auto-payment recognition and reconciliation, enhance the user experience. In essence, a receivable represents an invoice that a business has sent to its customers for goods delivered or services rendered that remain unpaid. This situation often arises from credit sales, where purchases are made on credit. Ultimately, the Monite API facilitates a streamlined "auto-pilot" operation for the accounts receivable processes of SMEs, allowing them to focus on growth and efficiency. This innovative approach not only simplifies financial management but also enhances overall operational effectiveness for businesses.

Mondo is transforming digital payments through Open Banking, enabling merchants to accept instant, secure, and cost-efficient payments directly from customer bank accounts. Built on PSD2-regulated infrastructure with full GDPR compliance, it removes the complexity of card networks and minimizes processing costs. Payments are authorized through the customer’s bank using Strong Customer Authentication (SCA), guaranteeing zero chargebacks and real-time settlement. With instant payouts via SEPA Instant and UK Faster Payments, businesses no longer need to wait days for funds to arrive. Mondo’s developer-friendly API makes integration effortless, allowing companies to start processing transactions within minutes. It offers detailed real-time reporting, webhooks, and multi-country support, making it ideal for businesses operating across Europe. Connected to over 3,000 banks—including Deutsche Bank, HSBC, ING, and Revolut—Mondo ensures maximum reach and reliability. For eCommerce, SaaS, and fintech companies, Mondo represents the next generation of payment infrastructure—secure, transparent, and built for growth.