Alternatives to Mojaloop

Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay simplifies global go-to-market without writing a single line of code: - Integrate 300+ local payment methods across 50+ countries in minutes, not months. - Design a pixel-perfect checkout UI that balances local payment methods with your brand. - Deploy seamlessly across all platforms with powerful AB testing frameworks. - Launch customizable offers & incentives to boost customer retention. - Reconcile your transactions across multiple PSPs and get consolidated & customized settlement reports. - Track PSP performance across dimensions, and analyze buyer conversion across the funnel on a customized analytics dashboard. Juspay’s platform is everything you need to master payments – a future-ready stack built for global scale, higher conversions, and enterprise-grade reliability.

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale at their own pace, offering seamless, digital-first experiences anytime and anywhere. As a fully integrated, front-to-back platform, it drives innovation across a wide range of sectors, including retail, corporate, and neobanking. Whether it’s digital and open banking, deposits, payments, lending, or compliance, SBS Banking Platform provides the tools and infrastructure needed for financial institutions across EMEA to stay ahead of the competition. The platform’s versatility allows for tailored solutions, enabling banks to innovate and meet evolving customer demands. Trusted by top-tier banks, SBS Banking Platform is widely recognized by industry leaders such as Gartner, Forrester, NelsonHall, and IBS for its transformative impact on the financial services landscape. Recent accolades, including recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS, highlight the platform’s role in driving progress and excellence in the financial sector.

Mondo is transforming digital payments through Open Banking, enabling merchants to accept instant, secure, and cost-efficient payments directly from customer bank accounts. Built on PSD2-regulated infrastructure with full GDPR compliance, it removes the complexity of card networks and minimizes processing costs. Payments are authorized through the customer’s bank using Strong Customer Authentication (SCA), guaranteeing zero chargebacks and real-time settlement. With instant payouts via SEPA Instant and UK Faster Payments, businesses no longer need to wait days for funds to arrive. Mondo’s developer-friendly API makes integration effortless, allowing companies to start processing transactions within minutes. It offers detailed real-time reporting, webhooks, and multi-country support, making it ideal for businesses operating across Europe. Connected to over 3,000 banks—including Deutsche Bank, HSBC, ING, and Revolut—Mondo ensures maximum reach and reliability. For eCommerce, SaaS, and fintech companies, Mondo represents the next generation of payment infrastructure—secure, transparent, and built for growth.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Teya serves as a comprehensive payment and business-management solution specifically designed for small to medium enterprises, particularly those with physical locations, service providers, and local vendors. It offers innovative card-payment options, ranging from Android-operated terminals to contactless payment methods, along with essential features for managing settlements, accounting, business banking, and sales tracking. Through its mobile and web application, merchants can easily convert their smartphones into card processing devices, facilitating the acceptance of contactless payments while managing transactions, monitoring real-time analytics, and obtaining quick access to settlement reports and cash flow insights. Additionally, Teya allows merchants to establish a “Teya Business Account,” which includes the provision of up to three physical debit cards, multiple virtual cards, free bank transfers, direct debits, and a 0.5% cashback on card expenditures, thus integrating payment processing with financial management seamlessly in one unified platform. This holistic approach not only simplifies transactional operations but also empowers business owners to keep a closer eye on their financial health.

We are developing a groundbreaking global payment network that operates in real-time, enabling you to transfer funds with incredible speed from any location. Experience instantaneous payments no matter where you are. Unlock your potential by connecting to this pioneering real-time payment infrastructure. Our mission is to revolutionize global transactions by providing a unified gateway for seamless account-to-account transfers. This innovative system creates an exceptional open payments network, ensuring that money transfers and currency conversions are finely tuned for efficiency. Harnessing the power of open banking, this interconnected framework is changing the dynamics of international financial transactions. Welcome to the future of eCommerce. By integrating diverse real-time open payment solutions into a cohesive standard, we empower businesses to deliver a consistent and hassle-free payment experience to customers worldwide. Our commitment to detail has resulted in a sleek and user-friendly interface that appeals to those who value convenience. Featuring smart bank search functionality and a mobile-friendly design, our checkout process prioritizes both speed and ease of use, making transactions seamless for all users. Additionally, this approach fosters a new era of financial accessibility and innovation.

AsiaPay empowers merchants to handle digital transactions through a variety of methods, including credit and debit cards, bank accounts, digital wallets, buy now pay later options, and over-the-counter payments, all within a single platform. As a premier digital payment service and technology provider in the Asia-Pacific region, AsiaPay offers an extensive range of secure, cutting-edge, and integrated payment processing solutions tailored for banks, payment service providers, and merchants alike. Our global partnerships with renowned card associations, banks, and payment firms enhance our capabilities in country-specific operations and payment processing. We also deliver robust anti-fraud tools, mobile-optimized features, real-time consolidated reporting, and big data analytics. Our platform supports multiple languages, currencies, channels, cards, and acquirers, ensuring versatility for our users. With a remarkable service uptime of over 99.9% and exceptional performance metrics, we guarantee reliability in all transactions. Additionally, we provide localized account and risk operation support, complemented by round-the-clock technical assistance from our 17 operational offices throughout the Asia Pacific. Our commitment to innovation and customer satisfaction sets us apart in the digital payment landscape.

Ensuring digital accessibility is crucial for your customers' experience. Transform your business offerings with Arttha's digital banking as a service and harness the potential of digital banking solutions. The importance of instant payments cannot be overstated, as customers expect seamless transactions. By integrating Arttha effortlessly with your current Core Banking Systems, you enable your clientele to make quick digital payments with ease. Enhance customer satisfaction and make informed lending decisions in today's rapidly evolving lending landscape. Arttha serves as a comprehensive tool for managing the entire lending lifecycle that your business requires. With Arttha's merchant management solution, empower your merchants to accept payments anytime and anywhere, facilitating a versatile payment experience. This all-in-one platform supports every aspect of acquiring, from onboarding to hardware integration and reporting. Champion Financial Inclusion by extending your Digital Bank's services to those who are unbanked through Arttha's Agent Banking capabilities. Tailor features, business policies, and services to meet your specific business demands, enabling a more personalized approach to banking. By leveraging these innovative tools, you not only enhance your service offerings but also contribute to a more inclusive financial ecosystem.

Novatti is a leader in digital banking and payments. Its fintech, billing and business automation platforms make payments quick, easy, and secure. Our payment services include card issuing and merchant acquiring, as well as payment processing and settlements. This allows our customers to prosper in a cashless world. Novatti has all required regulatory licences and registrations. This includes an Australian Financial Services Licence (No. 448066) through subsidiary Flexewallet Pty Ltd. Also, New Zealand registration as a Financial Services Provider (FSP613789) through subsidiary Flexewallet (NZ) Limited. It is also registered with AUSTRAC and registered as a Remittance Network Provider. APRA has requested a restricted banking license through its subsidiary Novatti IBA Pty Ltd.

Split’s innovative technology revolutionizes electronic bank transfers, catering to needs such as direct debit solutions and payout capabilities. As a Payments Technology company, Split Payments has revamped Direct Entry banking to provide genuinely digital solutions for direct debit, credit, and subscription payments. In the current digital landscape, traditional bank transfer technology has lagged behind the advancements made by cards and digital wallets, but Split has changed that narrative. They deliver a cost-effective and rapid payment solution that merges the security and reliability of bank transfers with the user-friendliness typically linked to card payments. Moreover, Split’s exceptional integration with both established banking systems and new Real-Time Payment Schemes enables them to facilitate faster money transfers, all while maintaining top-tier financial security. This pioneering innovation not only enhances the speed of transactions but also ensures the most affordable and secure bank transfer options available today. Ultimately, Split is setting a new standard for how we think about and utilize bank transfers in an evolving financial environment.

Hermez is an innovative open-source ZK-Rollup designed to facilitate secure, economical, and user-friendly token transfers within the Ethereum network. It effortlessly integrates with the Ethereum ecosystem, promoting affordable token transactions to foster an inclusive economic environment. The platform offers cost-effective token transfers and exchanges, boasting impressive throughput capabilities. Built on a decentralized and open-source framework, it ensures computational integrity for safe transactions. By leveraging zero-knowledge technology, Hermez significantly lowers transfer fees, making financial services more accessible and paving the way for mainstream adoption. The integrity of computations and the availability of on-chain data are upheld through zero-knowledge-proof technology, while still maintaining the fundamental public blockchain characteristics of Ethereum. Hermez aims to establish a resilient and highly efficient payment network that supports the next generation of digital currencies, ensuring that everyone has the freedom to engage in transactions. Through its commitment to accessibility and efficiency, Hermez is set to revolutionize the way we perceive and execute financial transactions in the digital age.

BankWorld represents a cutting-edge digital banking solution that allows financial institutions to efficiently implement and oversee various digital, payment, and self-service channels from one centralized location. With its adaptable configuration, the BankWorld platform provides ready-to-use services that assist banks in boosting their revenue streams. By leveraging open APIs, banks can easily integrate into new ecosystems and tailor products and services to align with the lifestyles of their customers, ultimately leading to lower operational expenses and licensing costs. This platform ensures a smooth and cohesive customer experience across essential banking channels. Furthermore, BankWorld facilitates the delivery of innovative, economical, and uniform customer journeys that encompass digital interactions, self-service options, and payment processes. Our latest enhancement to internet banking standardizes design across our entire digital banking suite. The revamped BankWorld Internet 3.0 has been meticulously redesigned, adhering to Material Design principles and utilizing Angular for improved functionality and user experience. This transformation not only enhances aesthetic appeal but also elevates the overall user engagement within the platform.

Ivy serves as an integrated financial infrastructure platform that facilitates rapid money transfers akin to internet speed by merging both payment and banking functionalities into a single solution, allowing businesses to receive, hold, send, and convert funds between fiat currencies and stablecoins through a unified API. This platform offers real-time account-to-account payments, enabling merchants to obtain funds instantly from customers’ bank accounts, thereby decreasing their dependency on cards, digital wallets, or intermediaries, which helps improve profit margins and eliminate the issue of chargebacks. Ivy encompasses a range of products, including instant payment options, multi-currency accounts complete with local IBANs, stablecoin settlement capabilities, and real-time payouts that directly transfer funds to customers' bank accounts. Additionally, Ivy’s architecture links both domestic and international fiat payment systems with leading blockchain networks, facilitating smooth transitions between fiat and stablecoins, which empowers businesses in the global market and the cryptocurrency sphere to efficiently handle deposits, withdrawals, settlements, and conversions while ensuring compliance with regulatory standards. Ultimately, Ivy's comprehensive system caters to the evolving needs of modern businesses in a fast-paced financial landscape.

Kobble is a financial technology platform that uses AI-powered modular Banking-as-a-Service solutions to accelerate the launch of new financial products. Our platform enables banks, nonbank financial institutions, fintechs and retailers to create and scale financial products quickly and easily. Kobble's modular design allows you to seamlessly integrate: Apple Pay & Google Wallet • Retail & Corporate Ledger • Virtual account (BSB/Acc and PayID) • Payment rails (DE & NPP, PayTo & Acquiring). • Card issuing: prepaid, debit and bin sponsorship cards • FX / Remittance Services* • Multi-Currency accounts* • Reward & loyalty solutions* • KYC, Liveness, PEP and Sanctions • Personal financial management and enrichment • Transaction monitoring (AML and fraud) monitoring) • Open banking* • White Label Options* • AFSL licensing

Our solution allows telcos and other e-money-licensed companies to offer financial services and payment to their end-users. MFS platform creates new revenue streams and increases customer loyalty. It also helps reach the underbanked or unbanked. This platform is designed to be used by telcos that must comply with PSD2 licensing. Mobile financial services are a revolutionary technology in the concept money. Mobile financial services technology allows telcos to ensure a consistent and sustainable user base while offering services such as direct carrier billing and utility payments, merchant payment capabilities, and many more. It's primarily focused on online transactions, so it can attract more offline partners. Financial inclusion is a key goal of the Global Bank for the Unbanked and Underbanked.

Ecommpay is an inclusive online payments platform offering midsize and enterprise businesses the solutions they need to thrive. But we’re so much more than just a payment service provider; we’re business partners committed to ensuring our clients’ payments flow smoothly and optimising every transaction for maximum value. As an FCA-regulated company and a principal member of Visa and Mastercard, we provide flexible solutions including global and local acquiring, over 100 payment methods, and comprehensive payment processing and orchestration - all accessible through a single, seamless API. Our award-winning proprietary risk and fraud controls provide sophisticated protection that’s integrated into every transaction. We believe in financial freedom and accessibility for all and pushing the boundaries of what’s possible in payments. That’s why we’ve worked to enable easy access to financial ecosystems by providing a platform where everybody feels empowered, connected, secure, and free to choose their preferred payment methods. Ensuring it’s easy to make and accept payments in the digital economy worldwide is good for everyone. At Ecommpay, we always find a way forward. Let’s grow your business!

Utilizing our platform allows you to save a significant amount of time that would otherwise be spent visiting various banks and signing multiple contracts. Through a single, seamless integration, you can access nearly 20 different payment methods for processing transactions in the Baltics and Finland. Furthermore, our Visa/MasterCard payment option enables you to receive payments globally. You can also accept payments via Swedbank banklink with a standard MakeCommerce service agreement, which you can apply for here if you haven't done so yet. While we may require bank confirmation based on your location and industry before enabling your payment options, this process typically takes no more than three business days. Additionally, there's no requirement for you to maintain a Swedbank account in order to use our services. Overall, our platform simplifies the payment collection process, making it easier for you to focus on your business.

We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management.

Cashfree is a B2B payment platform that allows businesses to collect and disburse payments using its suite of solutions, including: - Payment Gateway that offers advanced features such as Instant Refunds, Instant Settlements, and Card Pre-authorization. API Banking platform – Payouts used for bulk disbursals such as vendor payments, delivery partner payments and salary disbursals. Other options include UPI Stack, Marketplace Settlements, and Refunds Suite.

Paytrail leads the way in online payment volume among payment services in Finland. We cater to over 10,000 e-commerce platforms, ensuring that every aspect of our service is tailored for your convenience. Features such as automated daily settlements to your bank account, cutting-edge fraud prevention, and an effortless shopping experience distinguish us from other payment systems. Our service empowers you to provide customers with their preferred payment options, including e-payments to all Finnish banks, major credit and debit card transactions, as well as invoicing and installment plans. With the Merchant Panel, tracking payments and handling accounting tasks becomes a breeze, granting you a quick and comprehensive overview of your payment activity. To date, our payment service has facilitated transactions totaling over 15 billion euros. Furthermore, Paytrail operates as a division of Nets, enhancing our capabilities and reach. This partnership enables us to continually innovate and improve the payment experience for our users.

ALX wallet is a platform that allows global business and payments. Anyone can use the ALX wallet mobile application to send payments, promote their business, and sell their goods &/or services in less than a minute to anyone around the world. ALX wallet connects buyers and sellers, friends and family, and allows them to send money and grow their businesses. ALX wallet is a Peer to Peer platform and does not charge merchants any fees. Settlements are fast and easy. There are no fees, no chargebacks and no waiting for your money. Everyone can start a global business. Start selling today and sending payments immediately. Available now for Android and iOS. Stripe supports Dogecoin, Digibyte, Bitcoin, as well as all major credit and debit cards. Features Mobile Point of Sale Mobile Invoicing and Payments Mobile Transaction Records Embeddable widget creator for accepting crypto currency on websites Profiles

Token.io has reimagined account-to-account (A2A) payment infrastructure to empower banks, fintechs, platforms and payment companies to grow revenue, cut processing costs, and streamlining operations by delivering best-in-class payment experiences with turnkey Pay by Bank solutions. Recognised as one of the top two A2A payment infrastructure providers globally by independent analysts, unmatched connectivity and best-in-class partner services make Token.io a market leader in open banking and A2A payments infrastructure. Connections to over 90% of bank accounts in most of its 21 supported markets ensure unrivalled access to initiate instant bank payments, seamless recurring payments and real-time payouts to over 567 million bank accounts in Europe. Token.io is proud to partner with three of Europe's top five financial institutions. Its solutions are also trusted by a blue-chip payments community, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

We provide a comprehensive online payment solution for everyone. Our platform enables you to accept payments via cash, card, and bank transfers seamlessly and securely. Whether you have a bank account or not, we have the perfect solution for you. Tailored specifically for the Mexican market, our service ensures that you can sell to anyone, effectively reaching the entire population. With three convenient payment options available, you can start accepting card and transfer payments right away. Additionally, our partnership with over 19,000 OXXO stores allows for cash payments, ensuring transactions are processed in real time. Our service is unique as it provides immediate notifications when a customer completes a cash payment at OXXO. We prioritize security and are fully certified to safeguard all your transactions. As a Mexican company, we offer personalized support, understanding your specific needs. If you are considering launching your ecommerce venture, we make it easy for you to receive payments in your online store without any hassle, ensuring a smooth experience for both you and your customers. With our platform, you can focus on growing your business while we handle the payment processing.

Uswipe collaborates with international credit card acquirers and licensed payment institutions to deliver secure payment solutions tailored for businesses of all sizes around the globe. Our established connections with Visa, MasterCard, and SWIFT, facilitated by a wide network of partners, allow Uswipe to handle all major credit card transactions, issue Prepaid Cards, provide digital e-wallets, manage IBAN, and support cryptocurrency processing for qualified enterprises worldwide. Through our esteemed banking partners, we deliver competitive pricing and secure, multi-currency payment alternatives to merchants internationally. Additionally, we boast a payment gateway that adheres to the highest standards of PCI DSS Level 1 compliance, ensuring robust security. Our dedicated customer service team is available around the clock, guaranteeing that all transactions are processed seamlessly and efficiently. We pride ourselves on a certified quality gateway system that upholds the excellence of our offerings to merchants, underscoring our commitment to superior service and reliability. This comprehensive approach positions Uswipe as a trusted partner for businesses navigating the complexities of modern payment solutions.

We provide a comprehensive 'Payments As A Service' technology solution that covers all aspects of payment processing. Our award-winning, cloud-native, real-time payment platform is designed to assist banks, fintech companies, financial institutions, e-commerce gateways, and card issuers in efficiently handling a diverse array of payments in a fast, straightforward, and cost-effective manner. As a leader in the cloud payment sector, our platform is tailored specifically to meet the challenges of a rapidly changing and regulated payments landscape. With our API-first approach and extensive expertise in the payments industry, we eliminate the complexities associated with managing intricate payment infrastructures. This allows our clients to leverage cutting-edge technological innovations and concentrate on enhancing their customer offerings to drive business growth. At Form3, we oversee the entire payment process, ensuring a seamless journey from the initial payment instruction all the way through processing, clearing, and settlement with national payment systems, thereby simplifying the payment experience for our customers. Our commitment to delivering excellence in payment solutions ensures that our clients can stay ahead in an increasingly competitive market.

PulzePay is a versatile payment service provider that enables businesses to collect and accept payments globally from various channels. By linking businesses to a range of electronic payment options such as credit and debit cards, real-time local bank transfers, and SMS or email payments, PulzePay empowers companies to enhance their growth and profitability across online platforms, mobile applications, and physical stores. The process of purchasing is designed to be non-intrusive and seamless, allowing users to complete transactions in just a few simple steps on their mobile devices. Additionally, PulzePay offers real-time and precise reporting tools that inform crucial marketing strategies. Businesses can also tap into revenue from in-app purchases using premium SMS and direct carrier billing. The platform features free customer service support, which helps businesses save on costs while providing a variety of pricing options for in-app purchases. Consumers can easily download applications and make purchases directly within those apps. Furthermore, PulzePay™ provides a ready-to-deploy SDK for Android games that supports Unity3D, making integration a breeze. Businesses can initiate payment requests conveniently through email and SMS, ensuring a flexible payment experience for their customers. This comprehensive approach positions PulzePay as a valuable partner for businesses seeking to streamline their payment processes.

Multi skilled digital financal services platform to design open and closed loop payment systems. -Modern wallets scale components independently, enhancing efficiency.​ -Enables quick, independent updates.​ -Simplifies updates and reduce errors.​ -Isolates failures, improving uptime.​ -Boosts performance through load balancing.​ -Integrates cutting-edge tech like AI.​ -Protects and isolates breaches.​ -Cuts costs via efficient scaling. ​ -Enhances real-time, personalized experiences.​

Tilia empowers digital economies for gaming, virtual world publishers, mobile app developers, and NFT providers by facilitating payment acceptance, virtual token issuance, in-game purchase management, and enabling both users and creators to convert their earnings into real-world currency. This comprehensive solution enhances monetization strategies for developers and publishers in the gaming and virtual landscape. While most payment service providers focus solely on either fiat or virtual currencies, Tilia stands out by allowing seamless conversion of in-game currencies into cash, overcoming the regulatory hurdles that often restrict such transactions. Our dedicated team has invested significant time and financial resources to create the necessary infrastructure and secure the licenses that make Tilia's innovative offerings possible, ultimately enriching the user experience and supporting creators. This capability not only fosters a thriving digital economy but also establishes Tilia as a leader in the intersection of virtual and real-world financial transactions.

Sionic is pioneering the introduction of real-time payment solutions within the U.S. commerce sector. Our platform facilitates instantaneous bank-to-bank digital cash transactions from consumers to merchants across various platforms, including mobile, online, in-store, and even in vehicles. Merchants benefit from receiving immediate cash deposits in their bank accounts while avoiding the burden of high credit card processing fees. The financial strain of these fees has ensnared merchants of all sizes, with total costs exceeding $110 billion annually in the U.S. as of 2020. Meanwhile, consumers are grappling with mounting late fees and a staggering $15.2 trillion in debt, along with the pitfalls of questionable reward programs that exacerbate existing financial inequalities. With the introduction of immediate digital bank payments, a new opportunity arises to fairly distribute value back to both merchants and consumers, who form the foundation of the U.S. economy. To enhance this experience, we provide three user-friendly mobile tools that make bank payments swift, secure, and convenient for consumers. Additionally, users can seamlessly integrate with our ready-to-use microsite via customizable QR codes or URLs, further simplifying the payment process.

We provide an online payment processing solution that facilitates both local and international direct debit transactions, allowing for pull-payments. By utilizing our service, you can accept bank payments online and potentially reduce your processing fees by up to 67%. Handle payments just like a local entity without the hassle of establishing foreign bank accounts. With our platform, you can easily create payment links or utilize our e-commerce plugin for seamless integration. Customers can pay directly from their bank accounts with just one click, ensuring that funds are transferred straight to your account. You will always have visibility on your payment status in real time. By 2021, bank transfers are projected to become the second most favored alternative payment option in the e-commerce sector. Additionally, businesses can witness a 30% boost in their conversion rates when they adopt our borderless payment solutions. Notably, credit card usage is on the decline, having dropped by 16%, indicating a shift in consumer preferences away from traditional methods. The decline in credit card reliance underscores the importance of adapting to new payment trends to stay competitive in the evolving market landscape.

Payall Payment Systems provides specialized banking infrastructure designed to meet the diverse needs of the cross-border payments landscape for regulated financial entities. Their unified global platform streamlines processes such as compliance, risk management, and operational workflows, including KYC, KYT (“Know Your Transaction”), sanctions checks, and document collection prior to transaction execution. It is compatible with existing core banking systems and facilitates payment orchestration across various currencies, rails, and payout methods, such as bank transfers, mobile money, prepaid cards, cash pickups, and payments based on names or emails. Organizations can manage both individual and bulk global disbursements through API integrations or by uploading spreadsheets, catering to business-to-business, person-to-person, and government transactions. Payall assures real-time or near-instant settlement, enhanced audit transparency, reduced costs, and service accessibility for unbanked populations, ultimately driving inclusivity in the financial system. This innovative approach empowers organizations to streamline their payment processes more efficiently than ever before.

UniPay is a commercial, open-source payment gateway that uses modern technology. It can be easily adapted to any business size. We are the payment processing company that provides connectivity, security, and valuable support around the world. Our advanced technology and functionalities allow us to address the unique needs of each customer. This includes merchant onboarding and underwriting, advanced chargeback management, Acquiring Relations development, Payment Facilitator assistance and implementation of EMV terminal solutions. UniPay Platform offers a white label solution that is affordable, as well as an on-premise software license (including source code), and the PayFac Payment Platform that ensures high-quality payment processing.

Perfect Money stands out as a prominent financial service that facilitates instant payments and secure money transfers across the Internet, thereby creating distinctive opportunities for users and online business owners alike. Users can fund their accounts by initiating a Bank Wire transfer (SWIFT / IBAN) through their online banking services, or they can receive funds via Bank Wire from third parties, such as business partners. By sharing their Perfect Money account details, users can accept Bank Wire transfers even if they do not possess a personal bank account. Additionally, there is a quick cash-based option for depositing funds into a Perfect Money account; simply create a deposit order in the "Deposit" section and make a deposit at a nearby payment terminal. This flexibility enhances the accessibility of financial transactions for various types of users.

CoinsPaid is an EU-licensed leading payment ecosystem of innovative crypto solutions for businesses and individuals. The company's core mission is to simplify everyday global needs through cryptocurrency, offering customized solutions for individuals and businesses alike. Highlighted by its extensive array of offerings encompassing a Payment gateway, Business Wallet, Exchange & OTC desk, Crypto SaaS solution, Hot wallet, and Explorer, CoinsPaid effectively empowers users to confidently engage with cryptocurrency, ensuring security, convenience, and heightened functionality. Operating as a catalyst for seamless transactions and facilitating the expansion of global horizons, CoinsPaid effectively bridges the gap between traditional financial systems and the dynamic realm of cryptocurrencies. With a dedicated team of over 200 in-house specialists, the company remains steadfastly committed to prioritising customer satisfaction, transparency, and security.

Solid Payments offers an extensive range of payment solutions tailored for online businesses, eCommerce platforms, and various industries. By partnering with Solid Payments, you gain access to an intelligent merchant account that facilitates global payment acceptance from customers. Our collaboration with various acquiring banks across the globe empowers our clients to enhance their card payment processes effectively. The proprietary technology developed by Solid Payments seamlessly connects your online merchant account to multiple acquiring banks, allowing for efficient transaction management that can significantly boost your profits. For online businesses with substantial transaction volumes, we provide a sophisticated acquiring solution that supports multiple merchant accounts, enabling simultaneous transaction handling with various banks while optimizing for approval rates, transaction fees, and other vital criteria as determined by our expert team. This innovative approach not only streamlines payment processing but also adapts to the unique needs of each client, ensuring their success in a competitive market.

Experience the quickest payments possible with cutting-edge payment technology and immediate transaction settlements that enhance your revenue and cash flow. As a merchant with Paycosmos, you benefit from Instant Merchant Settlement, seamlessly connecting your credit card processing to your bank account for both Card Present and Card Not Present transactions. The main distinction of Instant Merchant Settlement from your current credit card processing is the immediate payment you receive, available around the clock, every day of the year. Whether you process payments in a physical store, during field operations, or through your online platform, we provide tailored solutions to meet your business needs. Our offerings encompass both innovative and conventional payment methods, ensuring you receive your funds more quickly. Moreover, our platform is backed by PCI Level 1 certification and successful Service Organization Control audits, reflecting our dedication to maintaining robust data security. We provide straightforward pricing options while also offering flexibility with alternative pricing models to suit your preferences. Experience the convenience of instant merchant settlement today.

We manage the entire process of user and bank account creation, customer onboarding, compliance verification, and adherence to regulatory standards. Our commitment ensures that we provide services that meet industry compliance benchmarks while delivering a seamless experience for users. By implementing our comprehensive core banking system, you can introduce innovative and customer-focused banking solutions. We empower businesses to offer efficient payment solutions tailored to their customers' needs. No matter what payment challenges arise, our diverse solutions are equipped to address them effectively. Additionally, we assist organizations and financial institutions in issuing customized physical and virtual cards. By tailoring our card programs to your specific requirements, we ensure that your needs are met precisely. We bridge the gap between finance, technology, and commerce through our extensive capabilities, which include collection technology, payout solutions, merchant plug-ins, and payment gateways, among others. Our all-inclusive solutions take care of the complexities, allowing you to swiftly launch cards, programs, or any financial technology product with ease and efficiency. With our support, businesses can focus on growth while we manage the intricate details of their financial operations.

Acquire a paysafecard gift card, which operates within a closed loop and is issued by The Bancorp Bank, from a nearby sales outlet and utilize the 16-digit PIN to make transactions at affiliated gaming partners and certified online gambling sites. This method is both safe and secure, eliminating the need for a credit card or bank account, thus making online cash payments simpler than ever. To get started, locate your nearest sales outlet, purchase one of our distinctive gift cards, and input the card number along with the PIN to finalize your payment. You can easily spend your funds online without the necessity of sharing any personal financial information with us, allowing for a user-friendly experience akin to cash transactions. Make payments at our partnered establishments, and for an enhanced experience, download our app to manage your cash on the go, facilitating payments anytime and anywhere. By using our branded gift cards for online purchases, you not only enjoy the ease of cashless transactions but also unlock new revenue opportunities by reaching customer segments that may have previously been out of reach with other payment options. Your journey toward seamless online payment begins with a simple purchase at a local outlet.

Ezetap brings together industry experts from payments, hardware, cloud, and SaaS sectors with a mission to create a seamless digital payment landscape in India. The intelligent SaaS payments platform, equipped with Smart and Secure features, is already empowering numerous brick-and-mortar retailers, e-commerce businesses, large enterprises, and organizations focused on financial inclusion to revolutionize their operations. Ezetap's Universal Payments platform stands out by allowing businesses to accept diverse payment methods from anywhere, on any device, and with any banking partner of their choice. By facilitating effortless payment experiences through a single integration into existing business frameworks, Ezetap is positioned as a leader in an increasingly software-driven marketplace. Tailored to accommodate a variety of business requirements, Ezetap’s payment solutions not only enhance efficiency but also grant businesses the freedom to focus on what they do best while we handle their payments. With a wide range of payment features available, Ezetap ensures that you can leave the complexities of payment processing in capable hands.

Checkbook provides a comprehensive push payments platform designed for seamless disbursement of payments at scale, ensuring a hassle-free experience without any percentage fees or concealed costs. Their Digital Checks come with a variety of deposit options, allowing recipients to select the method that works best for them. There's no need for signup; all you have to do is input the required details during the deposit, and Checkbook's secure, tokenized system protects your financial information. You can instantly push funds to the recipient's bank account using the automated clearing house network, and with their real-time payment solution, funds can be deposited into your bank account in under a minute. Additionally, you have the option to print a physical check for deposit through your banking mobile app or at a local branch or ATM, and you don’t even need a bank account to get started. Accepting funds is quick and easy with a virtual card, which functions just like a credit card. Checkbook equips you with all the necessary tools to manage users, add bank accounts, and facilitate payments among them, streamlining the payment process effortlessly. Whether for personal or business transactions, Checkbook simplifies financial interactions for everyone involved.

Across the globe, various communities and institutions are embracing the adoption of Bitcoin and the Lightning network through Galoy, an innovative open-source banking platform. This approach not only fosters the development of Bitcoin banking solutions via self-hosted infrastructure but also offers a managed implementation known as "banking-as-a-service." By utilizing the same shared custody model and user-friendly Lightning wallet that empowered Bitcoin Beach to establish a thriving circular economy, anyone can launch their own Bitcoin community bank. The platform leverages established infrastructure to deliver modern financial services to anyone equipped with a mobile phone and internet access. This is why we create tools that allow organizations, regardless of their size or type, to set up their own Bitcoin-centric banking systems. The application simplifies transactions by facilitating payments through Bitcoin addresses, Lightning invoices, or unique usernames, while a transaction log keeps track of payment histories among users. Additionally, a mobile-optimized map showcases local businesses that welcome Lightning payments, enhancing the overall experience for users and merchants alike. By bridging technology and community needs, Galoy is paving the way for a new era of digital finance.

Symmetric Systems delivers an extensive solution for both local and international payments, focusing on a tailored payment platform designed to accommodate the specific needs and demands of its clientele. Its partners and customers encompass a wide range of entities, including large and intricate merchants, banks, financial institutions, ISOs along with their agents, referral sources, systems integrators, and resellers. Committed to exceptional customer support and the ongoing enhancement of a leading-edge, technology-centric offering, Symmetric has established one of the industry's most proficient payment-processing platforms. The platform is interconnected with banks, processors, and other global payment providers, ensuring a high level of transparency and insight into the complexities of payment processing, all while avoiding unnecessary complications. This dedication to clarity and usability sets Symmetric apart in a competitive market.

AxxonPay stands out as a leading provider of payment solutions and acts as a direct bank card acquirer tailored for high-risk merchants. We deliver a comprehensive selection of payment services encompassing Visa, Mastercard, JCB, UnionPay, as well as a variety of alternative payment options for customers around the world. Our technologies, which are driven by data, are specifically designed to meet the requirements of e-commerce businesses, ensuring that online transactions are straightforward, secure, and free from complications. Our payment gateway enables an integrated omnichannel payment experience, which merges acquiring capabilities with over 100 payment options, mass payouts, and innovative technology through one seamless connection. AxxonPay ensures rapid fund transfers at the click of a button, allowing clients to enjoy lower operational expenses and quicker market entry for growth initiatives, while achieving an ideal equilibrium between conversion rates and security measures. With a workforce exceeding 700 individuals, AxxonPay maintains a worldwide footprint with offices located in four different countries, and we operate under the licensing of the FCP in the UK. This extensive global presence enables us to provide exceptional support and services to clients, further enhancing their payment processing experiences.

Presenting a revolutionary approach to payments that is faster, more intelligent, and highly secure. Simply select your bank account and make a payment—no need for cards, apps, or lengthy sign-ups. Brite streamlines the entire transaction process between customers and merchants, ensuring a seamless experience with no hassle involved. With complete transparency, our system allows you to authorize payments straight from your bank account without requiring card information or additional downloads. Enjoy the efficiency of Brite's instant payment network, which ensures rapid transactions between your bank and any business. From initiation to completion, Brite employs top-tier encryption standards to safeguard your funds. By utilizing our service, you can unlock new avenues for growth, enhance your cash flow, boost operational efficiency, and mitigate fraud risks. Brite's instant payment capability connects directly to a bank's API, making it simpler for your customers and quicker for you, all while maintaining a lower and more predictable cost structure. This innovative payment solution is designed to meet the demands of modern commerce while prioritizing security and user experience.

Lightspark offers a simple, cost-effective, and dependable enterprise-level solution for global payments, allowing money to flow as effortlessly as digital data on the Internet. Our mission is to drive open payments at scale across the Internet using the Lightning Network, empowering businesses worldwide to take advantage of instantaneous transactions and create remarkable experiences for both themselves and their clients. With Lightspark Connect, enterprises can easily tap into the Lightning Network through streamlined integration, automated routing, and effective liquidity management, ensuring that real-time, secure, and economical transactions are within reach. This positions your business at the cutting edge of digital payment solutions. Additionally, our real-time cross-border payment options integrate seamlessly with traditional banking systems, paving the way for a more inclusive financial ecosystem. Lightspark Extend bridges the gap between conventional banking and the Lightning Network, providing your customers with a fully fiat payment experience that enhances their overall satisfaction.