Alternatives to Concierge Bank

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale at their own pace, offering seamless, digital-first experiences anytime and anywhere. As a fully integrated, front-to-back platform, it drives innovation across a wide range of sectors, including retail, corporate, and neobanking. Whether it’s digital and open banking, deposits, payments, lending, or compliance, SBS Banking Platform provides the tools and infrastructure needed for financial institutions across EMEA to stay ahead of the competition. The platform’s versatility allows for tailored solutions, enabling banks to innovate and meet evolving customer demands. Trusted by top-tier banks, SBS Banking Platform is widely recognized by industry leaders such as Gartner, Forrester, NelsonHall, and IBS for its transformative impact on the financial services landscape. Recent accolades, including recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS, highlight the platform’s role in driving progress and excellence in the financial sector.

Torry Harris Marketplace (TH-M) allow you to quickly launch your brand platform with multi-vendor support. It has three interfaces: admin, partner, and storefront. It is available as a SaaS offering, on-premise deployments or in a hybrid model. Our marketplace platform provides everything you need: * Scale and power your platform * Create, design, maintain, and strategize your platform * Use a no-code approach to navigate the digital economy * Support your customer, partner, and contributor's ecosystems. Available in SaaS, On-Premise deployments, and hybrid models. This product allows you to quickly launch your brand platform with multi-vendor support.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Torry Harris API Manager (TH - APIM) is a tool that helps you manage your APIs. It also makes you a platform enabler and allows you to grow profitable partnerships. It's a complete package that helps you manage your APIs, transform them into tools that can propel your business forward. TH - APIM will arm your business with the following: You can accelerate your digital transformation by using mature and marketable APIs. Easy third-party collaboration that will help you build and expand your digital business network. DigitMarket API Manager provides a secure API Gateway and Authentication Server, Developer Portal, API Store, and an API Publisher Portal. Components: 1. API Marketplace / Developer Portal - Access all your APIs from one place. This integrated API store and portal allows you to monetize your APIs. The API Marketplace is simple to use and allows you to track API usage and revenue share using a powerful analytics engine. 2. API Gateway: This secure and scalable API Gateway delivers high performance.

Digital banking options available online and via mobile devices are essential in enhancing customer experiences and reinforcing connections formed during in-branch visits. By utilizing Corillian® Online and Mobiliti™ from Fiserv, your institution can provide user-friendly features such as bill payments, money transfers, and a variety of other financial services within a streamlined ASP framework. These comprehensive and ready-to-implement solutions empower you to deliver efficient and affordable digital banking offerings. With built-in integrations, regular updates, and self-service capabilities, you can effortlessly meet and surpass customer demands while staying competitive in the rapidly changing digital landscape. Designed to boost profitability and foster digital engagement, both solutions cater to consumers who prioritize accessibility, rapidity, and user-friendliness. Fiserv is equipped with unparalleled resources and expertise, enabling you to implement these solutions with unprecedented flexibility to adapt to your operational needs. This adaptability will ultimately allow your institution to thrive in an increasingly digital financial environment.

BankWorld represents a cutting-edge digital banking solution that allows financial institutions to efficiently implement and oversee various digital, payment, and self-service channels from one centralized location. With its adaptable configuration, the BankWorld platform provides ready-to-use services that assist banks in boosting their revenue streams. By leveraging open APIs, banks can easily integrate into new ecosystems and tailor products and services to align with the lifestyles of their customers, ultimately leading to lower operational expenses and licensing costs. This platform ensures a smooth and cohesive customer experience across essential banking channels. Furthermore, BankWorld facilitates the delivery of innovative, economical, and uniform customer journeys that encompass digital interactions, self-service options, and payment processes. Our latest enhancement to internet banking standardizes design across our entire digital banking suite. The revamped BankWorld Internet 3.0 has been meticulously redesigned, adhering to Material Design principles and utilizing Angular for improved functionality and user experience. This transformation not only enhances aesthetic appeal but also elevates the overall user engagement within the platform.

An acclaimed integration of a low-code micro-app development platform and a comprehensive set of digital banking solutions, Appzillon is the premier product from i-exceed, which includes both Appzillon Digital Banking and the Appzillon Digital Experience Platform. Appzillon Digital Banking offers a collection of pre-built omni-channel solutions, boasting over 17 million downloads worldwide, designed to provide unique banking experiences for both customers and bank employees. Meanwhile, the Appzillon Digital Experience Platform serves as a low-code visual development space, empowering enterprises to implement their digital goals while delivering an exceptional customer experience. This platform equips you with the tools to emerge as a formidable competitor by offering an engaging user experience with applications that are intuitive and designed for various systems, all while incorporating strong, secure, and cohesive mobility strategies. Furthermore, we position ourselves as a driving force in your evolution towards achieving the most advanced application development environments available today. Ultimately, our goal is to ensure that your transformation leads to unparalleled success in the digital landscape.

AOPAY is a comprehensive digital banking and financial infrastructure platform designed to support modern financial services operations. Built for fintech startups, non-banking financial companies (NBFCs), microfinance institutions, cooperative societies, and banks, the platform provides a complete ecosystem of financial tools through a single API layer. AOPAY enables organizations to deploy payment infrastructure, identity verification services, lending systems, treasury management, and account management capabilities without managing multiple vendors or complex integrations. The platform supports multi-channel financial services across web, mobile, APIs, and agent networks while maintaining centralized control and real-time synchronization. Developer-friendly REST APIs, SDKs, and sandbox environments allow teams to integrate financial services quickly and build scalable digital products. AOPAY also includes built-in analytics dashboards and reporting tools to help organizations monitor operations, track financial performance, and make data-driven decisions. With pre-integrated connections to banks and payment networks, the platform enables faster deployment of digital financial services and seamless transaction processing.

An adaptable, context-sensitive, omnichannel digital banking platform that seamlessly integrates with any core processor, catering to all business sectors, is offered by Oracle Banking Digital Experience. This solution enables financial institutions to implement their digital transformations without adhering to a rigid, uniform model. Designed as an enterprise-grade, open, and scalable solution ready for the cloud, Oracle Banking Digital Experience allows banks to quickly provide digital functionalities while maintaining their current core banking systems. It serves as a unified digital banking platform, facilitating captivating customer experiences across diverse channels. The software comprehensively addresses the needs of various business lines, including retail, SME, corporate, and Islamic banking, all concurrently. Additionally, this highly customizable digital banking platform can easily adapt to integrate with any existing technological ecosystem, ensuring a flexible and efficient banking experience for both institutions and customers alike.

BankFlex has been adopted by prominent global banking institutions, including Société Générale, National Bank of Canada, Intesa Sanpaolo Group, and Erste Group, among others. Each banking entity chose BankFlex® following an in-depth evaluation and selection process aimed at implementing Omni-channel Digital Banking. By providing a "ready to deploy" solution, BankFlex® prepares banks for sustainable future growth while addressing their digital transformation requirements. This transformation focuses on drawing in and retaining clients by surpassing their service expectations consistently. A significant aspect of BankFlex's appeal lies in its robust digital capabilities and an intuitive customer experience, which are essential for delivering exceptional service. As the banking landscape evolves, the importance of adapting to these digital solutions becomes increasingly critical for maintaining a competitive edge.

Bankers Realm Core Banking is a web-based application that features multi-currency, multi-lingual, and multi-channel technology, creating a distinctive experience of 'banking without boundaries.' It is equipped with top-notch security measures and is designed to be highly scalable, boasting a robust architecture that operates on a reliable enterprise platform within a Windows environment. The application ensures seamless integration with existing software systems, providing flexibility and scalability to accommodate high transaction volumes while remaining user-friendly. Additionally, it represents a cost-effective investment that delivers exceptional performance. The Virtual Lending solution enables remote access to credit scoring systems, empowering financial institutions to approve digital loans efficiently. This system supports both individual and group borrowers remotely, eliminating the need for branch visits and providing comprehensive access to a full range of banking services. Moreover, the omnichannel banking feature allows financial institutions to reach customers through every channel they prefer. With its innovative capabilities, Bankers Realm is poised to transform the banking experience for all users.

Lumin Digital stands as the premier digital banking solution, fostering exceptional growth for financial institutions throughout the United States. By merging innovation, speed, and data, Lumin’s robust platform, designed in the cloud, is equipped to meet and exceed the changing demands of both retail and business banking customers. Through Lumin Digital's distinctive strategy, our partners can innovate and grow at their desired pace, enhance their digital banking ROI, and forge strong relationships with their clientele. We refuse to conform to conventional standards; instead, we continually push the boundaries of excellence. Each innovation we introduce challenges existing industry expectations. With a focus on our clients, a tested methodology, and a flawless record of 100% on-time launches, we facilitate a smooth transition that lays the groundwork for enduring success. Our commitment to innovation is evident through regular updates and a promise of zero disruption, ensuring that our clients remain at the forefront of the digital banking landscape. Moreover, we believe that every small enhancement contributes significantly to the overall experience of banking.

Geezeo provides a reliable platform designed to enhance the digital banking experience. Our solution integrates smoothly into your existing digital banking framework, serving more than 500 innovative banks and credit unions. We develop robust and adaptable tools tailored for digital banking needs. Whether your goal is to increase customer engagement, effectively cross-sell products, or leverage data for deeper customer insights, Geezeo’s product APIs, Responsive Tiles, and exceptional data analytics empower you to deliver an outstanding customer experience. More than 7 million users across leading financial institutions reap the benefits of Geezeo's data enhancement, superior customer service, and focused marketing efforts. The Geezeo Platform equips you with valuable insights derived from transaction data, facilitates targeted product promotions, and fosters an engaging interaction with your customers. By choosing Geezeo, you not only enhance functionality but also drive meaningful connections with your clientele.

Enhance Your All-In-One Banking Experience. CapitalBanker™ modernizes universal core banking for the digital age, offering a platform that fosters innovation across retail, private, corporate, wholesale, and Islamic banking sectors. Elevate Your Private Banking Services. With CapitalPrivate™, back office functions, portfolio oversight, and compliance management are streamlined for 1,200 private wealth bankers and managers, enabling them to provide exceptional value to discerning clients and maintain a competitive edge in the market. Transform Your Customers' Banking Journey. CapitalDigital™ ensures you can connect with your clients at all times, facilitating relationship management and support wherever they are. In today’s digital landscape, CapitalDigital not only cuts costs but also enhances business responsiveness and drives innovative solutions. Stay Ahead of Compliance Changes. Our system ensures you are always aligned with evolving regulations, allowing you to focus on growth rather than compliance hurdles. Additionally, by integrating these solutions, banks can achieve a more cohesive strategy across all divisions.

CREALOGIX Digital Hub serves as a scalable and cohesive platform for engagement in digital banking. It empowers banks and wealth management entities to effectively pursue their growth objectives while catering to the evolving digital preferences of their clients. Enhance your journey of digital transformation with our comprehensive range of solutions tailored for digital banking and financial services. Advance your digital initiatives using a modular SaaS offering that fosters closer connections with your clients through a more personalized digital experience. Experience next-generation interactions for financial institutions, characterized by intelligent, personal, and engaging communication across all available channels. Furthermore, boost operational efficiency with our user-friendly portal that ensures fully compliant digital processing of funding from initiation to review and payment, thus streamlining the entire lifecycle. This innovative approach not only meets compliance standards but also enriches the overall client experience.

A low-code integration solution designed for the banking sector, the Sandbox Banking platform enables customers to link fintech offerings with their current systems effortlessly. This platform allows financial institutions to expedite sales processes with fintech partners, resulting in a more cohesive and integrated experience for banking clients across various systems. By utilizing Glyue, banks and credit unions can boost their revenue streams and enhance operational efficiency through the secure integration of fintech products into their existing frameworks. Through the Glyue™️ platform, these institutions can fast-track their digital transformation initiatives by employing pre-built API connectors and solution templates that facilitate seamless connections with fintech collaborators. Our expanding network of banking adapters and partners generates a synergistic effect, benefiting both fintech providers and their customers. With the ability to distribute BaaS APIs and connect with fintech vendors, financial institutions can rest assured that Sandbox Banking will manage ongoing security, infrastructure maintenance, system updates, and business process adaptations for over 50 banking entities. This comprehensive support allows banks to focus on innovation while leveraging the advantages of a robust fintech ecosystem.

We are transforming the financial technology environment into a welcoming space. Gone are the days of arduous 'digital transformation journeys' that require complete overhauls. Instead, we offer a low-code, plug-and-play model that allows our products to be immediately effective for your needs. Our mission is to empower banks and insurance companies to prioritize their customers by providing innovative solutions and products. Today's customers demand seamless interactions, smooth interfaces, and intuitive data flows—all while keeping a personal touch intact. Financial institutions are discovering the importance of viewing their customers as individuals before categorizing them as clients. Although this is a challenging shift, FintechOS offers an adaptive data core that can assimilate various data points from both your internal systems and external sources, enabling you to lead the way in data-driven decision-making, customized customer experiences, and specialized offerings. By embracing this approach, organizations can create lasting relationships with their clients and foster loyalty in an ever-evolving market.

The Omnichannel Banking Platform serves as a comprehensive IT solution designed to facilitate multichannel customer service for contemporary digital banking institutions. This digital banking implementation package encompasses both front-end applications and server components that connect seamlessly with the bank's internal back-office systems. The platform is modular, allowing for differentiation based on channels, products, and functionalities, meaning not all features need to be deployed simultaneously. It provides a unified solution for any customer service channel within the bank, ensuring that all front-end applications utilize a shared set of services. This offering stands out as a market leader across various metrics, attributed to its architecture built on a flexible array of components and microservices that can be employed as required. Its high availability and global distribution guarantee access to services from virtually anywhere in the world, while a significant portion of its functionality is readily available as an out-of-the-box solution, enhancing the ease of implementation for financial institutions. Furthermore, this platform is designed with scalability in mind, allowing banks to adapt and grow their service offerings as customer needs evolve.

eBSEG Digital Banking Solution offers a secure, rich UX application that provides a world-class banking and payment experience for your customers via mobile banking and internet banking. eBSEG omnichannel solution integrates seamlessly with your Back-end. eBSEG Digital Banking Solution offers a complete suite of the most recent banking services that allows banks to deliver banking services to customers anywhere, anytime. The Digital Banking OmniChannel Portal can be used on the following channels - Internet Banking (Desktop). - Mobile Banking Tablet Banking Chat Bot Banking (Text & Voice). Digital Bank Marketing - Apple Watch Banking - Business Banking Omnichannel - Facebook Banking - ATM / Kiosk Banking Call Center Banking eBranch Banking - Messaging Banking

FIS Integrated Banking Solution (IBS) is a comprehensive core banking platform built to meet the evolving needs of financial institutions. It provides a fully integrated environment that supports retail and commercial banking across digital and physical channels. IBS allows banks to streamline operations while accelerating time to market for new services and products. The platform’s open architecture simplifies third-party integrations and supports flexible open banking strategies. With advanced data, analytics, and reporting capabilities, IBS enables more personalized customer engagement throughout the banking lifecycle. Its scalable infrastructure is designed to support growth, mergers, and acquisitions. IBS delivers a tightly integrated set of banking components covering deposits, lending, payments, and treasury management. Risk, fraud, and compliance tools are built in to support regulatory demands. By reducing operational complexity, IBS helps institutions lower costs and improve efficiency. FIS IBS empowers banks to stay competitive in a rapidly changing financial landscape.

Alogent leverages its extensive expertise and advanced technology platforms to create customized solutions for financial institutions of varying sizes, allowing them to achieve significant growth potential, from small community banks and credit unions to large international entities. Our comprehensive check capture solutions and item processing platforms effectively cater to all remote and in-branch banking channels. With advanced fraud detection integrated at the point of presentment, along with the capability to utilize a unified dashboard for enterprise-wide data analytics, Alogent guarantees that transaction data, fraud patterns, deposit volumes, and additional crucial information are readily accessible for informed business decisions. Our enterprise payment processing solutions, which range from full-service transaction processing to self-service banking, are designed to be flexible, scalable, and can be deployed either on-premise or in cloud-hosted environments. By automating paper-heavy workflows from end to end, we facilitate quicker decision-making and enhance access to vital business intelligence, empowering institutions to thrive in the competitive financial landscape. Ultimately, Alogent stands committed to supporting its clients with innovative solutions that adapt to their evolving needs.

Spotbanc is a dedicated digital banking platform that facilitates small and medium-sized electronic money institutions, banks, and financial service providers in launching a range of impactful financial products and services, including electronic money, virtual accounts, online banking, loan management, and treasury management. Tailored specifically for niche financial entities that cater to distinct client needs, Spotbanc offers an array of solutions such as Electronic Money software, Corporate Banking solutions, Private Banking solutions, Loan Management software, Treasury Management tools, and specialized banking solutions available on-demand. These offerings can be utilized as standalone options, integrated, customized, or provided as a comprehensive package, showcasing our agility in delivering online banking solutions. Furthermore, Spotbanc features a sophisticated omnichannel system that ensures a seamless and cohesive experience for clients, allowing them to enjoy synchronized data and consistent banking interactions whether they access services through the web or mobile applications. This commitment to a unified client experience positions Spotbanc as a leader in the digital banking sector.

We are revolutionizing customer-focused banking operations with the introduction of the industry's pioneering Savana Unified Banking Platform. By harnessing unparalleled banking know-how along with an API-first approach, Savana simplifies the challenges typically encountered during digital transformation or when establishing a new banking entity. This platform enables swift, tailored, and consistent interaction across all customer touchpoints through a single, integrated back-end service interface. Its robust APIs provide extensive self-service capabilities, granting customers the autonomy they desire from a contemporary banking experience. Additionally, the automation of processes and workflows, encompassing everything from core functions and back-office operations to external systems and customer interfaces, accelerates the rollout of new offerings while ensuring timely execution of service requests. Ultimately, Savana empowers banks to enhance their operational efficiency and create a more satisfying customer journey.

Candescent's Digital Banking platform presents a versatile and scalable option for financial institutions aiming to fulfill their distinct digital banking needs. Constructed with an API-first microservices framework, it enables significant customization to cater to particular requirements. The platform boasts a user-friendly, research-driven interface that provides contemporary experiences and self-service tools that modern users anticipate. Featuring hundreds of integrated functions and capabilities, institutions can adapt their services to meet changing user expectations. Furthermore, the platform delivers valuable insights into user behaviors, facilitating targeted segmentation and personalized engagement. This comprehensive approach ensures that financial institutions can remain competitive in the rapidly evolving digital landscape.

Experience a swift and adaptable approach to digitizing your banking services. This innovation allows financial institutions to deliver secure, mobile-first solutions across a spectrum of offerings. Our comprehensive suite of modular capabilities and services is designed to meet your specific requirements. You can select only the features you need, tailor them to your brand identity, and initiate lending processes rapidly. Achieve a market presence in mere months instead of years with a seamless mobile-first solution that showcases your brand. As a recognized authority in fraud prevention and verification, we integrate numerous data sources into a single, user-friendly, and flexible pipeline. At Amount, we are dedicated to harnessing technology's potential to enhance lives, crafting digital financial experiences that resonate with contemporary lifestyles. This enables your financial institution to bridge the digital gap, consolidate your data, and derive insights that enhance customer satisfaction. Furthermore, we utilize a vast network of elite banking partners and over 15 integrated data sources, all combined into a singular, comprehensive product offering, ensuring you stay ahead in the competitive market.

Ensuring digital accessibility is crucial for your customers' experience. Transform your business offerings with Arttha's digital banking as a service and harness the potential of digital banking solutions. The importance of instant payments cannot be overstated, as customers expect seamless transactions. By integrating Arttha effortlessly with your current Core Banking Systems, you enable your clientele to make quick digital payments with ease. Enhance customer satisfaction and make informed lending decisions in today's rapidly evolving lending landscape. Arttha serves as a comprehensive tool for managing the entire lending lifecycle that your business requires. With Arttha's merchant management solution, empower your merchants to accept payments anytime and anywhere, facilitating a versatile payment experience. This all-in-one platform supports every aspect of acquiring, from onboarding to hardware integration and reporting. Champion Financial Inclusion by extending your Digital Bank's services to those who are unbanked through Arttha's Agent Banking capabilities. Tailor features, business policies, and services to meet your specific business demands, enabling a more personalized approach to banking. By leveraging these innovative tools, you not only enhance your service offerings but also contribute to a more inclusive financial ecosystem.

iGCB’s Digital Core enables financial institutions to rethink and innovate their operational frameworks with state-of-the-art, customer-focused solutions. By utilizing an extensive array of digital tools and platforms, iGCB promotes the smooth incorporation of leading-edge technologies like AI-powered analytics, cloud solutions, and strong cybersecurity measures. This evolution significantly improves the customer journey by offering tailored services, mobile-optimized interfaces, and immediate assistance, while also allowing banks to quickly respond to fluctuating market needs. Additionally, the adoption of these advanced technologies positions financial institutions to thrive in an increasingly competitive landscape.

VeriChannel as a Service, a revolutionary agile cloud solution, comes with pre-packaged business processes that are out-of-the box. This makes it possible to launch your mobile digital bank in less than 90 Days! VeriChannel As a Service Digital Onboarding VeriChannel is a Service Solution Overview Traditional operating models and legacy systems pose the greatest challenges and obstacles for banks to remain competitive. Banks must: Keep pace with the next wave of digital banking, speed, personalization, and improved customer experience, in order to be able to move at a rapid pace in their digital transformation journeys. A unique alternative to traditional banking. Offer best-in-class transactional capabilities and functionalities. VeriChannel as a service is the future. It will help you impress your customers by offering new value-added services that can be accessed 24/7. Hosted on Microsoft Azure Cloud.

Banks implementing an omnichannel approach are witnessing substantial growth in their digital platforms. When customers evaluate various banks, they often consider the rates and fees associated with their offerings, which is a logical step in their decision-making process. However, the emotional reactions sparked by customer interactions with various touchpoints play a crucial role in shaping their preferences, often bypassing logical reasoning. Our touchpoint solutions are designed to not only meet but also surpass the rising expectations of discerning customers. Asseco’s omnichannel banking solutions transform your offerings into engaging experiences that are accessible through both self-service and assisted touchpoints. Thanks to our advanced omnichannel banking technology, our web and mobile user interfaces seamlessly adapt to the devices of each customer. Consistency in digital experience is paramount, as customers anticipate the same user interface and user experience, no matter which banking channel they utilize. Ultimately, delivering a cohesive experience can significantly enhance customer loyalty and satisfaction.

Advapay's Digital Core Banking solution allows fintech clients and digital banks to launch their businesses and accelerate digital transformation. The platform provides all the essential functions, a back-up system, and tools to customize and add new integrations. Customers can connect to either the cloud-based SaaS, or on-premise software.

Our low-code platform is designed for rapid deployment and can seamlessly adjust to the evolving needs of your expanding enterprise. With exceptional flexibility, it can be customized to fulfill your specific business requirements. You can easily integrate it with your current IT setup and collaborate with external technology partners through widely accepted protocols such as REST, SOAP, ISO 20022, and ISO 8583, among others. Additionally, you have the capability to centrally manage and monitor all products, user types, and transactions. It also allows for the aggregation of customer data from various systems, including CRM, Trade & Finance, as well as from aggregators and BI solutions. By adopting a digital-first strategy, we empower the retail banking sector with innovative solutions that enhance customer engagement. This approach enables you to craft a distinctive digital experience tailored to the specific needs of each customer at your bank. Furthermore, our solution not only streamlines operations but also enhances customer satisfaction and loyalty.

NexorONE® is the leading Online Banking Software Solution™ with its robust modular scalability and a wide array of features it serves a broad variety of financial entities such as Online and Private Banks, Credit Unions, eWallets, Trusts & Asset Management Companies, and Payment Platforms. NexorONE® has been deployed to more than 500 financial entities worldwide, spread throughout 40 countries and in 16 languages. Features include a customizable responsive interface, user groups and admin roles, compliance rules (KYC, AML, etc.), API's and continuous updates.

Bharat Grow develops scalable financial technology solutions that enhance digital lending, payment systems, and embedded finance. By integrating technology with compliance and infrastructure, they empower businesses to accelerate their launch processes and achieve smarter growth strategies. This innovative approach not only improves operational efficiency but also positions companies for long-term success in a competitive market.

VeriChannel is a secure and unified platform which enables organizations to manage seamless and consistent customer journeys, across multiple touch points including web, mobile and kiosks, as well as ATMs. Customers and staff can use the system on devices of different sizes and resolutions with fully responsive user interfaces. VeriChannel is a reliable, scalable platform that sits on existing IT systems. It allows for a secure integration with disparate applications. VeriChannel's ready-to-go architecture and ready-to-use solutions allow it to be re-used on all channels. This reduces application development and maintenance costs. VeriChannel allows you to repurpose legacy applications without having to rebuild them from scratch. You can integrate content, data and functionality into new presentation layers or customer experiences.

We partner with innovative organizations to create customer-centric digital banking solutions from the ground up. The focus isn't solely on the technology employed to serve your clientele; rather, it's about leveraging that technology to ensure customers feel valued and prioritized. Our mission centers on making banking more convenient, simpler, accessible, and rewarding for users. Our unique digital banking infrastructure, known as fOS, empowers you to achieve these goals. The success of our current clients and the numerous accolades we've received stand as testaments to our effectiveness. Fidor offers the comprehensive expertise necessary to turn your digital banking vision into reality. We engage in a thorough process of thinking, designing, testing, building, and launching. Our cutting-edge digital banking platform, fidorOS (fOS), encompasses all essential banking functionalities, including onboarding, card and account management, credit products, and analytics, all within a single, unified platform. As a pioneer in adopting Open Banking principles and API integration, we have developed the fidorOS platform to be significantly advanced compared to conventional solutions. This approach not only enhances flexibility but also ensures a seamlessly integrated banking experience for users.

At Tuum, we are dedicated to empowering banks to seamlessly and securely transition from outdated systems, which not only reduces their maintenance costs but also unlocks new opportunities for adaptation and growth in the digital landscape—essentially liberating them from their constraints. Our innovative migration strategy facilitates a smooth shift away from existing systems, with clients typically going live in just seven months. Once operational, our platform equips banks with the tools to effortlessly introduce new products and explore new market segments. Beyond core functionalities, Tuum enables financial institutions to manage various business lines from a single system, encompassing accounts, lending, payments, and cards, while also providing access to a ready-made ecosystem of partner solutions for enhanced capabilities. Furthermore, Tuum supports significant business transformation by offering banks a business builder that allows for detailed customization of their operating, sourcing, and distribution frameworks, enabling them to create distinctive models that fully leverage the advantages of digitization. By embracing our solutions, banks can truly redefine their operational strategies and stay competitive in an ever-evolving market.

ebankIT enables banks and credit unions to deliver the same humanized, personalized, and accessible digital experience on mobile, web, and voice banking, as well as whatever future channel may come next.

ClientTrade® is our well-established solution for corporate clients, currently utilized by over 30,000 businesses globally. The latest iteration, CTNet, is a J2EE web-based platform that seamlessly integrates with BankTrade, our back-office application, as well as various third-party Trade Finance systems. In line with the ongoing evolution of BankTrade®, CTNet adheres to a similar developmental approach, featuring a comprehensive product roadmap that guarantees its leading position among client-facing solutions. This innovative web-based platform enables banks’ corporate clients to efficiently create and oversee their Trade Finance transactions and associated activities via an intuitive and interactive web portal. Furthermore, CTNet includes a comprehensive reporting feature that generates standard reports for each module, with outputs available in both PDF and MS Excel formats. Its user-centric design, along with beneficial features like email notifications, significantly improves the level of customer support provided. Additionally, the continuous updates and enhancements planned for CTNet will ensure that it remains a vital tool for corporate clients in the dynamic finance landscape.

QBS was developed to enhance the efficiency of financial services by leveraging advanced technology. This is especially crucial in emerging markets, where traditional core banking systems are often too slow and expensive to adapt to new channels, compounded by the rising costs associated with maintenance and recurring services. The QBS platform aims to accelerate the launch of innovative financial products while ensuring agility and effectiveness. It transforms digital processes within financial services, enabling our clients to be more adaptive in a highly competitive landscape. Our platform is built upon the latest global trends in digital banking, featuring APIs and native microservices, along with an open and transparent data model that ensures 100% real-time processing. Additionally, we offer comprehensive regulatory and operational support through straightforward, seamless processes that guarantee exceptional performance, making it easier for firms to thrive in their respective markets. With such capabilities, QBS positions itself as a pivotal resource for financial institutions looking to navigate the complexities of the modern financial environment effectively.

Experience a transformative digital banking journey with a unified software platform. Financial institutions vary greatly in their size and approach, each possessing unique requirements and expectations for digital banking solutions. FIS Digital One ensures uniformity across both digital and mobile self-service options, as well as banker-assisted interactions, catering to retail customers, business clients, and internal employees alike. Since every customer has individual expectations, it is crucial to provide retail banking experiences that are personalized, convenient, and accessible to meet those needs. With its flexible modular architecture, Digital One allows for the creation of customized experiences tailored to your entire client base, granting them the self-service digital banking solutions they desire. FIS is committed to advancing its offerings, enabling you to deliver digital banking experiences that significantly surpass industry standards. This commitment involves enhancing usability, focusing on user experience and design, and incorporating innovative features. By prioritizing these enhancements, FIS aims to empower your institution to foster stronger customer relationships and satisfaction.

Finacle, offered by EdgeVerve Systems, a subsidiary of Infosys, stands out as a premier digital banking solution suite. This innovative platform enables both traditional and new financial institutions to undergo genuine digital transformation, facilitating seamless customer interactions, expansive ecosystem engagement, data-driven connections, and extensive automation. Presently, over 100 nations rely on Finacle to manage the needs of more than a billion customers and oversee approximately 1.3 billion accounts. Its mission is to provide advanced technological solutions that empower banks to discover new opportunities and enhance the financial experiences of their clientele. Furthermore, Finacle aims to enhance banks' engagement with customers, employees, and partners, fostering meaningful growth in the process. The suite also encourages financial institutions to innovate effectively, creating unique value propositions and maintaining a competitive edge. Ultimately, Finacle seeks to improve operational efficiency, enabling banks to cut expenses and pursue sustainability initiatives for a better future. Through its comprehensive offerings, Finacle not only transforms banking operations but also reshapes the entire financial landscape.

The'silo-breaker in banking'. Your fully customizable digital-first web and mobile banking experience--available across all channels and to all customer segments. From biometrics to third-party verification, liveness checking, and MFA. Full native functionality with seamless integration of existing data and third-party data. API hub built with open architecture to allow for endless integrations. Unique layer of messaging and micro-services targeting on wearables and devices. You can start immediately in any territory and iterate in real-time, with full compliance. Launch all accounts on mobile devices with powerful internet portal. Flexible tech allows you to expand your business across products, territories and segments.

NovoPayment’s platform, powered by APIs, offers rapid solutions for digital banking, payments, and card services. Whether you're initiating a new venture, upgrading existing offerings, or broadening your reach across various markets, we equip you with essential onboarding, a digital core, and direct local integrations to maintain agility. Our Visa and Mastercard prepaid, debit, and credit solutions are designed to support the deployment of programs tailored for consumers, small to medium-sized businesses, or corporate clients. With our native and embedded APIs, you can effectively launch both physical and digital card programs backed by robust issuing infrastructure. Users can manage their digital multi-currency accounts in real time, tapping into a range of wholesale FX rates and service providers within our network. We facilitate the instant issuance of virtual and physical cards, catering to both open and closed-loop program requirements tailored to your specific use cases. As payments fuel the growth of successful businesses, we offer a comprehensive suite of payment tools that are essential for navigating the digital economy. With our innovative solutions, you can stay ahead in a rapidly evolving financial landscape.

BrightOS is a modular Core Banking System that offers rich functionality. Its core is highly optimized and extended with functional units that span all banking processes, creating a fully-operational environment for banks from day one. BrightOS is scalable, API-rich, and event-driven. It prepares you to meet tomorrow's challenges. White-label solution that meets your customers' digital expectations. Native integration with any Core banking platform. BrightOS is a data privacy and data loss-protection system that you should consider when choosing it. Our solution is fully compliant to GDPR regulation and includes embedded functionalities for consent management. You can save time and enhance your customer service by utilizing a variety of digitalization integrations. BrightOS' Customer Support Service is a key part of the performance management and health orchestration. This allows automation to go beyond simple administrative tasks to complex, end-to-end services.

Our all-encompassing approach to digital transformation revolutionizes the banking experience. Digital Banking stands out as the premier intelligent engagement platform for both banking and payments, offering actionable insights and expedited onboarding processes. By integrating diverse data sources throughout your organization, you can provide insights that truly reflect your customers’ preferences and requirements. This cloud-native platform, enhanced with built-in intelligence, is constructed upon a modular microservices architecture tailored specifically for the banking sector. Delve into the platform's technological features to discover more about its capabilities. It supports a wide array of services, such as remote deposit capture, business bill pay, and effortless sign-on, among others. Moreover, it fosters a quicker payments ecosystem with real-time payment processing, same-day ACH transactions, and integrated fraud defense mechanisms, ensuring a secure and efficient banking experience for all users. As the financial landscape evolves, our platform is designed to adapt and meet the changing needs of customers and institutions alike.