Melio
Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days!
You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date.
Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products.
On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.
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Wallester
Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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e.PN
e.PN is a platform offering virtual cards with the lowest fees on the market, designed to meet the needs of both individuals and businesses. With an intuitive mobile app, users can manage their virtual cards, receive transaction notifications, and verify payments securely. As spending increases, users enjoy better rates, starting at a 5% fee and dropping to 2.5% for larger transactions. The platform supports a variety of global banks and provides dedicated 24/7 support.
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LuckyCards
LuckyCards serves as a virtual card infrastructure specifically designed for performance marketing teams in need of dependable and scalable payment solutions, ensuring that hidden fees do not erode their profits. Tailored for media buyers managing campaigns on platforms like Facebook, Google, and TikTok, LuckyCards effectively removes the complications associated with payment failures, account suspensions, and unclear billing practices.
Among its standout features are:
- Over 25 exclusive BINs available in the USA, Europe, and Asia, which helps to mitigate account bans by providing local trust for various geographies and reducing issues related to flagged BIN pools.
- A card binding success rate exceeding 90% across all ad platforms, guaranteeing that campaigns can operate smoothly without disruptions.
- A clear pricing structure that includes a 4% top-up fee, a $1.5 card issuance charge, and no fees for successful transactions, card maintenance, or transfers from account to card.
- Support for multiple currencies across five geographical regions, accommodating transactions in USD, EUR, and additional currencies as needed.
With these features, LuckyCards proves to be an essential tool for marketers seeking to optimize their payment processes and enhance their advertising efforts.
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