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Average Ratings 0 Ratings
Description
Credco operates as a consumer reporting agency that compiles and assesses consumer data, offering consumer reports to authorized third parties for credit-related decisions and other legally allowed purposes. If you wish, you can contact Credco’s Consumer Assistance Department to obtain a copy of the information we hold regarding you, which may play a role in evaluating your creditworthiness. This agency serves various clients, including banks, mortgage providers, and other financial institutions, aiming to assist them with credit risk evaluations and similar objectives as allowed by law. As a consumer reporting entity, we are authorized to share information about you solely with companies you have permitted or those with a legitimate purpose as defined by the Fair Credit Reporting Act (FCRA). It's important to note that Credco acts as a reseller of consumer report data and does not keep a database that generates new consumer reports independently. Furthermore, consumers have the right to inquire about and review their own data, ensuring transparency in how their information is utilized.
Description
Engage consumers in your pipeline without presenting them with trigger products, while simultaneously evaluating product options through a soft inquiry credit report. This approach allows you to determine in advance whether a consumer meets the necessary credit criteria, ensuring that you only proceed with the application process when it makes sense to do so, thus saving time and resources in the long run. By utilizing merged credit reports, you gain access to a real-time snapshot of a borrower's credit history, presented in a user-friendly format. You can easily order reports from our secure website or through a variety of integrated loan origination (LOS) and point of sale (POS) systems. Furthermore, with a direct connection to Fannie Mae® and Freddie Mac®, Factual Data maintains and operates its own technology platform, which enhances our agility and responsiveness. Automating workflows by establishing your business rules can also streamline the consumer application process, introducing efficiency and consistency. This holistic approach not only enhances the consumer experience but also improves the overall effectiveness of your operations.
API Access
Has API
API Access
Has API
Integrations
ASTRAD DSP
Autodeals
LendingPad
Partoo
nCino Cloud Banking Platform
Integrations
ASTRAD DSP
Autodeals
LendingPad
Partoo
nCino Cloud Banking Platform
Pricing Details
No price information available.
Free Trial
Free Version
Pricing Details
No price information available.
Free Trial
Free Version
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Deployment
Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Customer Support
Business Hours
Live Rep (24/7)
Online Support
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Types of Training
Training Docs
Webinars
Live Training (Online)
In Person
Vendor Details
Company Name
Cotality
Founded
2010
Country
United States
Website
www.cotality.com/legal/credco-consumer-assistance
Vendor Details
Company Name
Factual Data
Founded
1948
Country
United States
Website
www.factualdata.com
Product Features
Financial Risk Management
Compliance Management
Credit Risk Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation
Product Features
Mortgage and Loans
Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages