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Description

CASHe stands out as the leading personal loan and credit line application in India, providing immediate loan access of up to ₹3,00,000 with adaptable repayment schedules that can extend from 9 to 18 months. The entire application process is managed digitally, requiring very little documentation, and once approved, funds are swiftly transferred to the user's bank account within minutes. To determine creditworthiness, CASHe has developed a unique AI-driven credit scoring method known as the Social Loan Quotient (SLQ), which allows young professionals, even those without a formal credit history, to benefit from financial services. Beyond personal loans, users can take advantage of a pre-approved CASHe Limit that enables them to withdraw funds as needed and repay through manageable EMIs, paying interest solely on the amount used. The platform also features Buy Now Pay Later (BNPL) options for shopping with major online retailers such as Amazon and Flipkart, as well as opportunities for investments in digital gold and specially curated investment products. With its innovative approach, CASHe empowers a new generation to achieve their financial goals seamlessly.

Description

GiniMachine, an AI-based solution to automated decision making, is called GiniMachine. It uses advanced machine learning algorithms and historical data from companies to create high-performing scoring models. It can be used to score credit, collect, or apply, expand marketing (churn prediction), as well as sales (cross-sell, upsell) opportunities. The system uses a customized implementation of the decision tree ensemble technique, augmented with a set Heuristics for preliminary data processing. GiniMachine provides models for building and supplying. They are fully compliant to the BASEL requirements. GiniMachine works with all types of data, raw and prepared, including: Socio-demographic data Credit bureaus info Transactional data Social network data Other data.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

CREDITONLINE
Flipkart
Ultimus Digital Process Automation Suite

Integrations

CREDITONLINE
Flipkart
Ultimus Digital Process Automation Suite

Pricing Details

Free
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

CASHe

Country

India

Website

www.cashe.co.in/

Vendor Details

Company Name

HES FinTech

Founded

2017

Country

Lithuania

Website

ginimachine.com

Product Features

Product Features

Predictive Analytics

AI / Machine Learning
Benchmarking
Data Blending
Data Mining
Demand Forecasting
For Education
For Healthcare
Modeling & Simulation
Sentiment Analysis

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