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Average Ratings 0 Ratings

Total
ease
features
design
support

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Description

It's crucial to eliminate the obstacles and inaccuracies that often accompany key mortgage origination tasks such as verifying employment and income. Our AutomatIQ Verification of Employment and Income (VOE/I) solution streamlines these processes, minimizing delays and simplifying the traditionally cumbersome loan verification protocols, all while ensuring smooth compatibility with current mortgage origination software. The era of depending on borrowers to provide pay stubs or making individual calls to employers for confirmation is now over. By utilizing seamless connections to credit reporting agencies and other reputable data providers, lenders can quickly obtain trustworthy information. Furthermore, borrowers have the option to directly link their financial assets, enhancing the overall efficiency and reliability of the verification process. This innovative approach not only increases accuracy but also significantly reduces the time taken to complete mortgage transactions.

Description

IncomeGenius®, our innovative software for automating income calculations and assessments, ensures you have precise income figures right when you need them—during your initial conversations with borrowers at the application phase. By gathering and consolidating income documentation from the borrower, it serves as your definitive source of information, providing an accurate and unified perspective on the data. This streamlining greatly aids originators and processors in calculating income at the beginning of the loan journey. As a result, they can secure reliable income information, enhancing the borrower's experience during this pivotal stage in their relationship with lenders. Additionally, IncomeGenius® offers a cash flow analysis (CFA) while maintaining a transparent audit trail, allowing for a thorough review of the calculations made. With IncomeGenius®, the automation of the income calculation process not only accelerates loan cycles but also positively impacts pull-through rates, ultimately benefiting both lenders and borrowers alike. This software is designed to refine the entire income assessment process, ensuring a smoother experience for all parties involved.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

No details available.

Integrations

No details available.

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Cotality

Founded

2010

Country

United States

Website

www.cotality.com/products/verification-of-employment-and-income

Vendor Details

Company Name

Indecomm Global Services

Founded

2003

Country

United States

Website

mortgage.indecomm.net/incomegenius/

Product Features

Product Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

Alternatives

Alternatives

The Work Number Reviews

The Work Number

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